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IRA & 401k Distributions
posted by: giacona @ Sat Jan 11, 2020 2:37 pm
I was talking to a friend of mine who recently retired. He told me his 401k had to be set up like social security where he gets a check every month. My plan is to roll my 401k into an IRA when I retire which I don't believe my friend did.

Do I have the option when I retire to leave the money in my retirement accounts and take a lump sum when needed? Or am I required to take a monthly distribution. I am aware you have to start taking money from the accounts by 70.5 years of age.

I am just curious
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