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| My Credit Score and Requesting New Cards |
| posted by: riffdex @ Sat Jan 28, 2012 2:32 am |
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Hey y'all. I have a few questions about credit. I am 20 and last year I got my first credit card (in march 2010). I had a lot of trouble getting one and applied for like 4 before I got accepted for one, bc I had no credit history at the time. Then after like 6 months of having that card (I always pay my balance in full btw), I tried applying for a few more cards and I got denied for them all. My main plan was I wanted to build up my credit score so in a few years I have an amazing credit score and can use it to get a good interest rates on mort... |
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| Comments: 1 :: Read More >> My Credit Score and Requesting New Cards |
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| Payoff student loans or roth IRA ? |
| posted by: andrewniu @ Fri Jan 27, 2012 4:30 pm |
Hello All,
First post here - hopefully its not too simple. 
I recently came into some money. About 5k.
I have a 9500 dollar student loan with about a 4.5% interest rate. This loan is the total of all my debt. I have no balance on my CC's and no other loans. I'm 29 years old, and it would be great to be debt free by 30.
However, i am interested in putting the money in an IRA.
What would you (forum, money people, all around good fellows) recommend?
Pay off the loan as quick as I can or, invest it one time in an IRA?
Th... |
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| Comments: 2 :: Read More >> Payoff student loans or roth IRA ? |
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| The Reality of US Property Management..Part 1 |
| posted by: GreaterKCHomes @ Fri Jan 27, 2012 2:27 pm |
I am often approached by investors from all over, not just the US, that have invested in properties in Kansas City. The common problem that seems to concern them is property management. I would really like to say that it's just a misunderstanding or lack of communication that leads to these problems, but unfortunately in most cases this is just not what is happening.
I have been managing properties on an exclusive level for over 4 years, and usually only managed those properties that my company was involved with every step of the way. I fou... |
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| Comments: 0 :: Read More >> The Reality of US Property Management..Part 1 |
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| Need to start saving |
| posted by: Moffo34 @ Fri Jan 27, 2012 1:50 pm |
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Hi I.m 36 years old and married with two young kids. My wife and I our getting by paying are bills and debt. We our unable to put a enough savings however. The big reason is two huge debt that we have. First is a personal loan that we took out to help get our new house fixed up four years ago. At first the interested rate was 8% which was high but doable. Over the last 4 years the rate has jumped up to 14%. the plan was to have the debt payed off in 6 years, now it looks like another 4-5 years. We pay about one third of our money income to this... |
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| Comments: 5 :: Read More >> Need to start saving |
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| Starting A Hotel Business |
| posted by: Aakarshan @ Wed Jan 25, 2012 6:36 pm |
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Starting any business needs two most important things viz. dedication towards work and a good strategy. These are the most essentials things that you must have if you are dreaming to become an entrepreneur. Hotel business is not far from this. If you are willing to open a hotel business then you will need a lot of things to be taken care of. |
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| Comments: 0 :: Read More >> Starting A Hotel Business |
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| Wells Fargo 401K options... |
| posted by: Casums @ Wed Jan 25, 2012 2:14 am |
Hello there, my name is Casey this is my first post to the money talks website. my question is rather straight forward with a complex answer.
So a brief description of my money situation.
I am 24years old and i work at wells fargo. i am currently enrolled in the company's 401K and contributing 6% of my pay check into that acct. Wells Fargo matches up to 6% so i figure it was a good idea. also i have just under 10,000.00 dollars worth of debt. all of this is on two credit cards and I have about 2000.00 left to pay off on my car.
enough... |
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| Comments: 5 :: Read More >> Wells Fargo 401K options... |
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| Would appreciate comments on this Financing |
| posted by: miraghoul @ Tue Jan 24, 2012 6:09 pm |
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We have recently come across a Financial company that is looking to JV with us on a highly profitable and asset secured project. they were shown an opportunity from an associate of ours, and I did not realize the scope of their financial activities but they came back with a proposal to finance the project using an SBLC (Stand By Letter of Credit) transaction. I am not green nor am I ignorant with standard banking and asset based lending transactions so when I saw this I was HIGHLY suspect and it questions to me the legitimacy of the organizat... |
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| Comments: 2 :: Read More >> Would appreciate comments on this Financing |
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| How Would You Budget This? |
| posted by: phattonez @ Tue Jan 24, 2012 5:37 am |
Hey everyone,
I'm currently working as an educator part time and making about $1500 a month after taxes. I have about $3500 in stocks and ETF's, $1200 in a retirement account invested in mutual funds, and basically $100 in my checking account. In addition, I have currently around $3000 in credit card debt. Yes, I'm looking to pay down the debt (I've been paying for school, applications, Christmas, so it was an expensive past 2 months), but I'm kind of wondering how I should budget it. I have to pay around $650 per month on rent, and my only ... |
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| Comments: 3 :: Read More >> How Would You Budget This? |
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| Pension Funds. |
| posted by: EricM @ Mon Jan 23, 2012 6:37 pm |
First off, I'm 27 years old and have not the slightest clue about anything dealing with retirement.....
I changed jobs last year, and recently received a "Funding Breakdown" about a pension that I had at my previous job ( I didn't even know I had one).
It mentions a Payment Type which is Lump Sum or Mandatory Cashout, and also an Advice Number and Advice Date.
What do I do with this?
My new employer is a very small company compared to my previous employer which was a corporation, and I haven't qualified for any retirement options w... |
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| Comments: 5 :: Read More >> Pension Funds. |
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