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Advise on early Mortgage Payoff vs Investing
posted by: guitarguy0082 @ Tue Dec 06, 2016 3:47 am
Hello, I am new to this site and welcome experienced advise.. Without going into a large amount of detail I am trying to decide where my money would best go. I am 34, I am single no kids, no CC debt and I owe about $43,000 on my mortgage. I have the money in my savings account at a credit union earning a horrible interest rate and Im trying to decide if it would be best to payoff my mortgage now or put the money is some high yield savings or CD I have been reading about. The home loan is 2.99 percent which is costing me over $100 a month in int...
Comments: 3 :: Read More >> Advise on early Mortgage Payoff vs Investing


Energy Alert: Institutional Selling Triggers Reversal, Buy T
posted by: Markus Teller @ Mon Dec 05, 2016 9:57 pm
Not many investors would argue that Gilead Sciences, Inc. (NASDAQ:GILD) has been beaten down over the last two years. After all, in 2015 the stock traded as high as $123.00, but now trades at $72.00. Most investors are fearful of bottom fishing but I have made millions off of it. The key is being patient and letting the stock chart tell YOU when to buy. Too many investors force their personal views on a stock and the stock just takes all their money. In the case of Gilead Sciences, the stock may be starting to alert us to a buying opportunity. ...
Comments: 0 :: Read More >> Energy Alert: Institutional Selling Triggers Reversal, Buy T


Help I have 4 payday loans out and I can't pay them off!
posted by: blackcats @ Sat Dec 03, 2016 8:40 am
Ok, One day a long time ago I got an email about how I could have up to 1500 in my account the next day by just filling out a form. While, I filled it out, and they put 500 in my account. Well, the next paycheck they only took out 90 dollars. They started to just take out 90 dollars every pay, and I thought they were just taking 90 out every two weeks until I paid off my 500 and then I would be done. Well this went on for about a year. I started to get concerened. Then I called and found out that whole time I was just renewing the loan. I neede...
Comments: 0 :: Read More >> Help I have 4 payday loans out and I can't pay them off!


Do you Use Online Banking with BBVA Compass Bank?
posted by: adamjohnson @ Sat Dec 03, 2016 8:13 am
I don't know if this is a nation wide problem or just in my local area, but Compass Bank online website has been experiencing technical difficulties. I first noticed this on November 8. I have called customer service numerous times and they are still working on it so they say!! I have two accounts with them that I can't access at all. These are estate accounts.

I hear people who hate Wells Fargo Bank, but I have never had any problem with their online website in all the years I have banked with them. And they didn't open up an accounts witho...
Comments: 0 :: Read More >> Do you Use Online Banking with BBVA Compass Bank?


Futures and ETF trading cost
posted by: tombata @ Fri Dec 02, 2016 8:27 am
Hello everybody,
I am making a research on Futures and ETF costs. I have found two formulas, which describe the cost but I do not quite understand them. So I would appreciate your help. Here are the formulas and their description.
"The cost of a futures transaction is the cost of crossing the futures market spread (bid offer of futures=BOf, which is smaller than the bid offer of the cash market for major indexes), plus the roll cost=R multiplied by the number of times you have to roll the position. If you own the position for “T” years an...
Comments: 0 :: Read More >> Futures and ETF trading cost


Bruised credit mortgage
posted by: Jack Martin @ Thu Dec 01, 2016 7:03 am
Hi,
Recently I read an article about bruised credit mortgage. It says that, even if the credit score is less than 600, we will receive the loan. Is it true? Can someone guide me in this? Right now I have a credit score which is below 600. The article( http://www.privatelend.com/private-mortgages/bruised-credit-mortgage/) also suggests that everyone cannot access it. That made me confused. Is there any particular criterion for its access? Kindly share your comments.
Thanks in advance
Comments: 0 :: Read More >> Bruised credit mortgage


Protecting Yourself from Identity Theft
posted by: blackcats @ Thu Nov 24, 2016 9:42 am
Hey everyone,

After working so hard to repair my husbands credit and making some improvements to mine, I was wondering about what can be done to protect our identities.

I know there are several services out there (Lifelock, etc.) that provide a service like this, I was just wondering if anyone had any personal experience.

I would really hate to have done all this work and then the thieves be able to take advantage of our good credit. I have a friend who was recently a victim and someone opened a credit card and bought a car in his na...
Comments: 1 :: Read More >> Protecting Yourself from Identity Theft


Strange situation with a 1099C and a Mortgage
posted by: adamjohnson @ Thu Nov 24, 2016 9:07 am
Hey guys,

I've searched and searched about this subject and I can't find a good course of action. This is truly a weird situation.

So I have an old charge off on my credit report. It's back from 2012... well I'm now applying for a mortgage and am in the final stages of approval, but my mortgage company says I need to pay it off. no problem... I called the company to pay them off in full, but they said they wont accept a payment. They said the debt has been forgiven and I can't pay them because they issued me a 1099C.

I'm not sure how t...
Comments: 1 :: Read More >> Strange situation with a 1099C and a Mortgage


401k advice
posted by: 20phileagles @ Sat Nov 19, 2016 3:20 pm
hey guys ive gotten good advice here before so im back! Im 100% invested in my 401k and i have it all invested in vangaurd Index 500. With the election finally over, I was wondering if this is still a good investment. Thanks
I can provide further information if needed also but my knowledge on this stuff is very very limited...
Comments: 1 :: Read More >> 401k advice


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