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| Traditional IRA and mortgage payment |
| posted by: ukrkoz @ Sun Sep 24, 2017 3:17 pm |
I am 62.5 yo.
I have all good intentions to retire in 4 yrs and then maybe go work part time.
I have been mortgage free for couple years and it's a great feeling.
Here's the situation.
I'd like to retire mortgage free.
The way I am, I am NOT interested in any investments. Not me, not my karma.
I simply want to rid of mortgage.
We now have $520K mortgage.
With our income, we could pay off $300+ mortgage in 4 years. No strain.
But, I need to get there.
The only way I can do this is to make a lump sum payment around January/February ... |
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| Comments: 1 :: Read More >> Traditional IRA and mortgage payment |
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| Am I being unreasonable...or does my RE agent suck? |
| posted by: blackcats @ Sat Sep 23, 2017 4:11 am |
Sorry if this comes across as a bit of a rant...but I've been working with an agent I found (via online referral/word of mouth) as a first time condo buyer for the past 2-3 weeks. And so far, I haven't been particularly impressed...although I don't know if that is because my expectations are too high, or if my agent is no good.
Some examples of things that irk me:
1) Slow responses to e-mails/questions: For example, this morning I wrote to him about some places at 6:30am to see if I could check them out, he didn't write back until 5pm tod... |
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| Comments: 0 :: Read More >> Am I being unreasonable...or does my RE agent suck? |
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| $AAPL Falls Sharply, Here Is The Price To Buy It! |
| posted by: inthemoneystock @ Wed Sep 20, 2017 6:59 pm |
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Shares of Apple Inc. (NASDAQ:AAPL) fell sharply on Wednesday, as more and more analysts are questioning if the iPhone X is good enough to cause a super-cycle upgrade. Coming off all-time highs, expectations had been built into Apple Inc. of a massive upgrade cycle. This worry will continue as the latest iPhone is set to be delayed until early 2018. This means months of question marks. I expect Apple Inc. to continue its decline until it hits major support at $142.00. This $142 level represents a major trend line of support as well as the daily ... |
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| Comments: 0 :: Read More >> $AAPL Falls Sharply, Here Is The Price To Buy It! |
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| How to save money on groceries |
| posted by: classicalsaver @ Sat Sep 16, 2017 3:31 pm |
I am always looking into new ways of saving money. I realised that a big "chunk" of money is always "wasted" in groceries.
How do you save money on groceries?
I have a few tricks/hacks but I would love to know more from you
Cheers! |
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| Comments: 0 :: Read More >> How to save money on groceries |
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| Thrift savings plan (TSP) |
| posted by: bkcr4evr @ Tue Sep 12, 2017 4:36 pm |
As I approach my retirement, I am receiving a lot of advice on what to do with the TSP money that I have accumulated over 20 years.
As I understand it:
TSP says that only 1 partial withdrawal, then the next one has to be a full withdrawal, with an annuity offered at retirement.
one financial adviser recommends pulling the full amount and putting it into a fixed index annuity.
Another financial adviser recommends they manage the whole amount, with a combination of investment funds, and annuities.
Another financial adviser recommends a ser... |
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| Comments: 1 :: Read More >> Thrift savings plan (TSP) |
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| newbie with retirement questions. |
| posted by: newbie2017 @ Tue Sep 05, 2017 9:03 pm |
Ok, so im 49 an single. I have roughly 50k in my ira with very conservative stocks. I know nothing of the stock market. I feel I have a competent broker that is very conservative. . I paid my 30yr off in 13 yrs...have about 225-240 in equity. No debt and I have saved 200k in cash sitting in a savings account earning currently .50% I have always felt cash is king......especially in this volatile world.
My investor wants me to take 50k out of savings and invest it into the safe stock he has the 50k in now. he tell... |
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| Comments: 15 :: Read More >> newbie with retirement questions. |
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| Our Retirement Plan - Are We Ready Financially? |
| posted by: Retiredmajor @ Sun Sep 03, 2017 2:10 pm |
Hi all, I'm a new member here and would like your input and thoughts on our retirement situation. I've been reading posts here for a while and like the collective wisdom! Thanks in advance. Here's where we are:
- I'm 60, spouse is 59
- I plan to retire at age 61, at the end of this year. she is retired now
- We need income of about $6000 per month for the next 9 years and then $4650 per month after that, when the house is paid off
- We have $700,000 in a nest egg and $35,000 in savings. Nest egg is 80% stocks, 20% bonds
- We have no other ... |
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| Comments: 2 :: Read More >> Our Retirement Plan - Are We Ready Financially? |
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| Windfall advice for dad - Serious help needed |
| posted by: KentuckyBigDave @ Thu Aug 31, 2017 6:34 pm |
My father called me yesterday to get some advice. I is going to be receiving (already won his appeal through California State) close to $60,000 from Social Security Disability in the very near future.
He is turning 59 years old in December.
Virtually no assets: rents a one bedroom garage apartment, owns a motorcycle... Thats it.
Officially placed on disability in June 2017.
Less than $1200/mo from disability from SSDI; no other income.
At that time they automatically enrolled him in parts A&B of Medicare.
Part B premium being withhel... |
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| Comments: 1 :: Read More >> Windfall advice for dad - Serious help needed |
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