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Seeking advice on debt - retirement funds vs current debt
posted by: tchrome @ Fri Feb 27, 2015 5:57 am
Seeking advice from any who know better than me and may be kind enough to offer it.

I've admittedly never been great with money, and now after a tougher than usual few years with a period of unemployment and some unexpected expenses, I have found myself trying to deal with $50k in credit card debt. No matter how much I try to spend as little as possible of my current income each income each month it barely makes a dent in what I owe. Calculating average interest (15%), I have realized I'm not in a good place here.

My question is:
Is it...
Comments: 0 :: Read More >> Seeking advice on debt - retirement funds vs current debt


lump sum or pension?
posted by: richisonlymyname @ Thu Feb 26, 2015 3:03 am
I need some advice, and boy has everyone tried to give me some on this subject.
A quick background. Im 58 and currently employed. I have been notified by my former employer that I can take a lump sum instead of my pension. (this i'm sure is to help them, not me)I am currently eligible to collect the pension (at 55) but I am planning on waiting until I reach 65+. I believe the pension is with a good plan, and that it should be there when I finally want to collect. However, I hear news about pensions being mismanaged and then The Pension Guarate...
Comments: 0 :: Read More >> lump sum or pension?


Income Tax Assessment Order?
posted by: Bradford @ Wed Feb 25, 2015 8:22 pm
I need to obtain an Income Tax Assessment Order, how do I get that? I have already filed Income Tax returns for the last financial year from the Income Tax district I stay in and so I have a stamped proof of the IT returns that i have filed.

How do i use this proof to get the "Income Tax Assessment Order"?
Comments: 0 :: Read More >> Income Tax Assessment Order?


Bolinger Bands, Candlesticks, Doji... etc. Help
posted by: wyclef @ Wed Feb 25, 2015 4:13 pm
Can someone explain to me how to use these things to tell when to buy and sell? There is a lot of info online but I'm not a financial guy and would like a basic idea to get going. Are there good applications for mac or pc that people reccomend to look at this stuff? I was using yahoo finances interactive chart.
Comments: 3 :: Read More >> Bolinger Bands, Candlesticks, Doji... etc. Help


Earn easily money
posted by: Methapher @ Wed Feb 25, 2015 10:31 am
Hello Everyone,

I am telling you the legit website that paying 10$ for everyone who sign up on this site.

1. Go to http://happyminercoupon.com and signup

2. Post about it on 5 different forums

3. Redeem your free coupon

4. Go to https://www.virtaex.com and sell your coupon

5. Receive your easy $10 to PayPal or Skrill

This is legit and paying website.

I am also trying it out and as soon as I get the payment I will post it here.

Thanks.
Comments: 0 :: Read More >> Earn easily money


How to chart crude oil spot price?
posted by: kalaniwavo @ Sun Feb 22, 2015 5:36 pm
With the latest drop in crude oil prices I've moved a small amount of money into a couple oil ETFs and ETNs. I'm somewhat concerned with contango over the long term so I need to be able to track the SPOT price of crude oil vs. various funds (OIL, USO USL, etc..)

For the life of me, I can't figure out how to do this in Yahoo Finance or Google Finance. I see in Yahoo Finance you can chart oil futures but not historically like a normal tickerů What am I missing? There has to be a relatively easy way to do this.

And hello to all money t...
Comments: 4 :: Read More >> How to chart crude oil spot price?


Paying mortgage after Bankruptcy
posted by: AuroraLady @ Sun Feb 22, 2015 7:24 am
We just finished Chapter 13 Bankruptcy (5 years of payments). 2 1/2 years ago our home was destroyed by fire. We used the insurance money to pay the first mortgage and part of the second mortgage. We still owe $70,000 and only have land that is worth $35,000. Is it worth it to continue paying this or should we walk away and let the mortgage company have the property? Can it make our credit any worse than it already is?
Comments: 3 :: Read More >> Paying mortgage after Bankruptcy


Inherited 401k and house w/mortgage- what to do?
posted by: Orphan15 @ Sat Feb 21, 2015 8:59 pm
Hi Everyone,
I recently lost my mom unexpectedly. Putting aside the emotional aspect, I have some financial decisions to make.
Here's my situation: I'm married, with one 17 year old and one 20 year old from a previous relationship- their father is deceased. I receive survivor benefits for my daughter which cover the utilities and some necessities. I own and live in a duplex that I bought before my current marriage. I rent out the other side, which covers my mortgage. I owe about 200,000 on the house, which is about equal to its va...
Comments: 6 :: Read More >> Inherited 401k and house w/mortgage- what to do?


Dave Ramsey's Advice
posted by: Wino @ Sat Feb 21, 2015 7:50 am
I listen to Dave Ramsey's podcasts quite a bit, and I have read his Total Money Makeover book a few years back. The first thing I'll say is that his plan is better than no plan at all. What I'll say next is that following his plan to the letter doesn't make sense to me in many areas. What follows is MY OPINION regarding his baby steps advice. One general complaint is that his plan is "one size fits all," but if you're selling 5 million of anything, I guess it must be packaged for general consumption.

The second thing I'll say is that I have ...
Comments: 2 :: Read More >> Dave Ramsey's Advice


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