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2003 - 2016

Robo-advisers vs managed accounts?
posted by: phyllis @ Mon Jun 27, 2016 6:49 pm
Hi, I've been trying really hard to figure out the best place to put my IRA accounts. I am a buy-and-hold kind of investor because I don't know enough to pick stocks, etc. myself. Currently my IRAs are held by a brokerage and are invested in mutual funds. I know the expense ratios on those are much higher than ETF index funds. I was thinking of switching to a robo-adviser (like Betterment or Wealthfront) and just investing everything in a portfolio of indexed ETF funds. Is this a good idea? I feel like paying fees on a managed account won...
Comments: 2 :: Read More >> Robo-advisers vs managed accounts?

Help Please
posted by: azboy73 @ Mon Jun 27, 2016 5:13 pm
My wife and I are currently in debt up to ears, not by choice, by necessity. We are currently at odds trying to come to an agreement that is having dire effects on our marriage and quality of family life. My question I will pose first and give details that may help. Is it the best move to sell our home or continue in our home and try to pay off what we can.
We currently have over $80k in equity in our home and it is not in the best of neighborhoods and we have no backyard. I have pre-qualified for an amount that would get us into another...
Comments: 4 :: Read More >> Help Please

Getting a loan while unemployed or working part-time
posted by: branchville @ Thu Jun 23, 2016 11:03 am
What are options for someone who who has a 20% down payment and is looking for a long term business loan mortgage (the business includes property) over 20-30 years, but is currently unemployed or works part-time. The business loan would be for an established, stable business.

Any advise very appreciated.
Comments: 1 :: Read More >> Getting a loan while unemployed or working part-time

Retiring in 2018....
posted by: mel @ Mon Jun 20, 2016 5:07 pm
Hi, this seems like a good place to get multiple opinions -

I am currently 62 and plan on joining my husband in retirement in 2018. He is collecting a monthly pension, and I plan on collecting one when I retire. We both have 401K's with our employer/former employer which we could roll over now into something (an IRA). However, we talked to a financial advisor and she suggested annuities (specifically Symetra Edge). I'm really not sure if this is the smartest move...opinions? Suggestions?
Thank you for your input -
Comments: 3 :: Read More >> Retiring in 2018....

My work is forcing us to switch to Global Cash Card?
posted by: Luxion @ Thu Jun 16, 2016 7:23 am
Recently a notice was posted at my work stating that we are switching to a prepaid card called Global Cash Card to get paid. This would automatically deposit cash onto this card. I was not too fond of this when I first saw it, so I started to look things up about it. It does not allow me to have checks, which is the primary way I use to pay rent and other bills. I would then be forced to take out cash, but there is no ATM that allows me to take out cash around me without a charge on my account. There are also a lot of small fees that could add ...
Comments: 2 :: Read More >> My work is forcing us to switch to Global Cash Card?

How To Turn A Free Item Into Hundreds Of Dollars
posted by: latestdatabase6 @ Thu Jun 16, 2016 7:13 am
You might possibly know about open area works.

They are materials that are no more copyrighted. They are accessible for use by anyone in any structure. The good thing is, is that on the off chance that you are hoping to profit online; they can be utilized to get you a few.

So what are these open space works? Well they come in a wide range of configurations. For instance, notwithstanding the presumed 85 million books that are accessible, there are recordings, sound recordings, photos and different pictures.

How Can I Use These To My ...
Comments: 0 :: Read More >> How To Turn A Free Item Into Hundreds Of Dollars

Need help with 401k plan
posted by: Ydwedar @ Wed Jun 15, 2016 7:05 pm
Hello! I am a 25 year old seeking your financial expertise on my 401k plan. I am trying to reach FI as efficiently as possible so I'm investigating my 401k plan options to make sure I'm making the best choice. I've done some research about it and need help deciding between two plans that my company offers. I currently have the aggressive lifestyle fund. I was trying to find out more information about the fund (expense ratio, index fund vs active management, distribution, etc.).
After looking into it, I am thinking of switching into another fu...
Comments: 5 :: Read More >> Need help with 401k plan

My_Paying_Ads; My Strategy
posted by: selina9 @ Fri Jun 10, 2016 10:22 am
My Paying Ads , One of the most successful and sustainable advertising revenue share company. The admin of the company Dr. Uday Nara(Originally from India) is from an Engineering Backgroundand a PHD settled in Singapore.

#What I checked about the Company before joining and  What made me join :

Initially I was extremely skeptical on joining this program but after doing a lot of research and going through a lot of positive reviews finally I decided to join My Paying Ads and finally joined the program on 12th January, 2016. Before join...
Comments: 1 :: Read More >> My_Paying_Ads; My Strategy

People Are Clueless About The Price Of Oil, This Is Why
posted by: inthemoneystock @ Thu Jun 09, 2016 4:38 pm
The psychology of people involved in the stock market never ceases to amaze me. On February 11, 2016 crude oil traded as low as $26.00 a barrel, but people in the stock market were terrified to buy it at that level. In fact, many of the financial talking heads on television were saying that oil would go down to $10.00 a barrel. These types of remarks caused people in the public to avoid investing in crude despite the commodity trading at new yearly lows and being severely oversold. Now crude is trading above $50.00 a barrel and people are afrai...
Comments: 0 :: Read More >> People Are Clueless About The Price Of Oil, This Is Why

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