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Buy low, sell high!
posted by: global @ Wed Feb 10, 2016 1:15 am
So I've heard this a lot: Buy low, sell high! Isn't this advice kind of vague and stupid?

I mean how are you suppose to know if something is low or high? Highness and lowness are relative terms. The only way you can know if something is at a low or high point is to see how it performs in the future and compare it with itself in the past. Since no one can do this the advice is pretty much pointless. Am I wrong?
Comments: 1 :: Read More >> Buy low, sell high!


Hidden fees
posted by: global @ Tue Feb 09, 2016 10:04 am
What are the fees that I need to look out for when investing in stocks. Is there a certain percentage for the transfer? An annual fee? If so, what are the cost percentages? I'm a complete newbie at this kind of stuff and am eyeballing a couple of investments before I place my money.

I know that companies in general love to sneak in hidden fees whenever they can get the chance. So I'd like to get as many discovered as I possibly can.
Comments: 1 :: Read More >> Hidden fees


Investing Statistics of Annual Growth
posted by: global @ Mon Feb 08, 2016 3:18 am
Okay so I looked at GSPC fund thing and found the $/stock per year from 1950 to 2016. Each year I looked at February 1st and determined the price and listed them on an excel spreadsheet. Next I devided the year by the previous year and subtracted all of that by one to get the percentage of growth for that year.

For the average I added all these numbers up and divided by 65 (1950 doesn't count since there is no previous year to compare it to). I got 8.65%

The standard of deviation ended up being 16.24%.

So if I did this right, the con...
Comments: 7 :: Read More >> Investing Statistics of Annual Growth


How To Estimate Your Retirement Needs
posted by: thepracticalsaver @ Fri Feb 05, 2016 7:37 pm
Many, if not all, want to retire at some point. But the reality is, a lot of us won't be able to retire for many reasons. But one true fact remains that it's always best to start planning early than late.

http://www.thepracticalsaver.com/estimate-retirement-needs-follow-these-5-steps/
Comments: 0 :: Read More >> How To Estimate Your Retirement Needs


Is a car trade in a good idea?
posted by: gatorgal @ Thu Feb 04, 2016 9:40 pm
Hi,
As a single adult I was always frugal and saved my money. I always had a comfortable amount of money for my needs in my savings account. I have now been married for 6 years and find it very difficult to manage our money. My husband is the money earner and he is in sales. Our income varies from month to month. We bought our first home a year and a half ago. One year ago we purchased TWO 2014 vehicles. Our car payments are almost $800 a month. We simply can not afford to spend that kind of money and it is stressing me out. I am very ignoran...
Comments: 4 :: Read More >> Is a car trade in a good idea?


Not getting notified about posts
posted by: global @ Tue Feb 02, 2016 7:01 am
How do I see replies to my posts? I post in threads, but never get a notification for replies. I even check the box "Notify me when a reply is posted" I never get notified. I have to scout out my previous posts in order to find them. I feel this forum is poorly organized. I've seen way worse though so it is not too bad.
Comments: 3 :: Read More >> Not getting notified about posts


Mortgage or savings
posted by: Anymouse123 @ Tue Feb 02, 2016 4:45 am
I'm guessing you see this question a lot but I'll give you some details. I know the typical recommendation is to save vs paying off a low interest mortgage but I'm curious if the current market or my details changes anything.

In the next few months I will be getting ~250k. My mortgage is ~250k.
Should I pay or invest? If invest what should I invest in?

My details:
37yo
Mortgage ~250k@2.875%
401k - ~400k
No debt
200k in savings
529 funded
No IRA to date

So does it make sense to pay off the mortgage given my savings and the e...
Comments: 17 :: Read More >> Mortgage or savings


What are the Best Ways to Earn Extra Money on the Side?
posted by: thepracticalsaver @ Sun Jan 31, 2016 9:27 pm
I've been jotting down information on what other best ways to earn extra money. I like jobs that I can do online because doing just that saves me from using my car, paying for gas to go to work, and others.

http://www.thepracticalsaver.com/100-ways-to-earn-extra-money/
Comments: 2 :: Read More >> What are the Best Ways to Earn Extra Money on the Side?


Bad Investing Habits of People
posted by: thepracticalsaver @ Sat Jan 30, 2016 3:36 pm
One of the things that I find eye-opening about this tumultuous stock market is that it is in this market situation that bad habits of investing come up. A lot become panicky and emotional. There are valid reasons for that. But in general, I've come to realize to the fact that emotions when mixed with investing may result in a bad investment love.

What else do you guys consider as bad investing habits of people

http://www.thepracticalsaver.com/8-bad-investing-habits-you-need-to-stop-doing
Comments: 3 :: Read More >> Bad Investing Habits of People


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