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Will someone give me a loan?
posted by: Veronika4 @ Thu Apr 28, 2016 4:25 pm
I m European and during my stay in US I had an accident, was hospitalized and left unable to work for 8 months and also unable to move (therefore I stayed in the country to fully recover). My parents helped me but they couldn t afford paying for my rent therefore I have a debt now of $3000 for rent and soon in about 2 days will have no food. My mother told me she cannot pay for my food anymore so I am asking for help to get a little bit of money to be able to buy food. If someone is willing to help with my rent payment (loan would be perfect), ...
Comments: 0 :: Read More >> Will someone give me a loan?

Experience with Vanguard managed services
posted by: Publius @ Sun Apr 24, 2016 3:12 am
About two years ago I took everything from accounts managed by my "CFP" at northwestern because of dissatisfaction with the service I was getting and moved it all (that wasn't' in employer managed accounts) to vanguard. At the time, I had in interview with an FA and we decided to put everything in two equity index funds. I have a little exposure to bond funds through a 401k, but as my income makes me ineligible for deductible or ROTH IRA, the bulk of my savings over the past two years have gone into my brokerage account at Vanguard and I feel...
Comments: 1 :: Read More >> Experience with Vanguard managed services

What's the lowest auto loan rate you got approved for?
posted by: Kimberlie Broe @ Sat Apr 23, 2016 2:41 pm
Hi everyone. My sister's planning to get her very first car. She's been working for 5 years in a local publishing company and she's thought about it a lot. Was wondering if you know of any banks that offer low loan rates? Or is she better off with a credit union? Would appreciate your help a lot. Thanks!
Comments: 3 :: Read More >> What's the lowest auto loan rate you got approved for?

A Question on $TWX
posted by: 7Figures @ Fri Apr 22, 2016 12:16 pm
Just a quick question after the release of $TWX (Time Warner) reports many people decided to sell quickly due to time warner losing many of its subscribers. The stock went down to about $56 a share. I saw this as a great opportunity to buy in so I did.Bought myself 100 shares for about a lil above $5600, it is now at $75.45 I knew it would rise due to the insane hype off the superman vs batman movie and I was right. Just wondering if anyone thinks I should cash out. How do I know if it has peaked. If anyone owns or keeps track of TWX any advice...
Comments: 7 :: Read More >> A Question on $TWX

posted by: Happymember @ Fri Apr 15, 2016 10:38 pm
Hello and thank you for any your posting.

Recently checked 10-K financials and in part 7 ( where Management discussion of financial conditions) I got puzzled if their structure and topics are biased within industries? Whats about the industry you work? Please tell me.

I'm 64 - when should I start to spend my retirement money?
posted by: rubicon1020 @ Thu Apr 14, 2016 6:55 pm
I'm 64 and my monthly expenses are currently $1000 more than I make, so I'm getting in additional charge debt every month another $1000. I currently have over $150000 in my IRA and over $50000 in my Roth Ira. I want to start withdrawing $1000 a month, $12,000 a year, to help pay bills and prevent more debt. My wife is totally opposed, she feels, as do most financial advisors, that we should not touch the money, it is there for when we get older, and may need the money for long term care. She'd rather I just keep increasing my debt, try to get...
Comments: 4 :: Read More >> I'm 64 - when should I start to spend my retirement money?

Personal loan after Chapter 13
posted by: Tmooooo @ Wed Apr 13, 2016 1:35 pm
Looking for some help. Very discouraged. Been through a rough ten year stretch. While I've had the same very stable job, we have a house that was mortgaged at about 95% equity when the market collapsed, which quickly became upside down, ended up having to file Chapter 13 and working thru the payment plan. All over now, but looking for a personal loan and no one will touch me. Don't understand the system when yes I had problems but I stuck with it, kept the house and worked thru the bankruptcy, I think I should get some credit for that but ...
Comments: 12 :: Read More >> Personal loan after Chapter 13

Traditional to Roth Rollover
posted by: SCEngineer @ Tue Apr 12, 2016 11:36 pm
So doing some reading today and I'm kicking around this idea.

I'm 30 years old. I've got 100k in a Traditional IRA (rolled over from previous employer). I'm currently in the 28% tax bracket.

So if I understand this correctly I can roll up to $5,000/year from the Traditional to the Roth IRA. This would let me pay the taxes now and give me 30+ years of tax free growth. To do that I'll have to pay 28% tax on the $5000 that I roll over (so $1,400). I'm figuring that it's better to pay $1,400 now rather than $32,049 when I withdrawl 30 years f...
Comments: 5 :: Read More >> Traditional to Roth Rollover

Student Loans: Lump Sums VS Monthly Payments??
posted by: Amanda B @ Sun Apr 10, 2016 3:33 pm
I was recently approved for a student loan repayment program through part of my employer. I currently owe approximately $43,775 and I will receive $20,000 this year, $20,000 next year, and I can request an extension for a third year if I have a remainder (which I will); I know I am still paying off interest that had accrued before I was out of school on half of my loans and I've been paying on them for about 2 years now.

I am wondering what would be my best option, to possibly save from paying more interest than needed, to use the $20,000 e...
Comments: 4 :: Read More >> Student Loans: Lump Sums VS Monthly Payments??

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Are structure biased in your industry?

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