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  Topic: Need asset allocation help....
spikeymikey

Replies: 5
Views: 1720

Post image iconForum: Investing, Stocks and Bonds   Posted: Wed Jun 27, 2007 4:54 am   Subject: Need asset allocation help....
REITs have some real ups and downs. If you plot a 10-year chart with the REIT index and the S&P 500 superimposed, yes the REIT index has outperformed the S&P 500 for most of the period, but as ...
  Topic: where to put my money
spikeymikey

Replies: 9
Views: 2971

Post image iconForum: Investing, Stocks and Bonds   Posted: Thu Nov 09, 2006 7:31 am   Subject: where to put my money
I am going to start a roth IRA and I am having trouble deciding where to put the money. I'm either going to go with vanguard or fidelity. But my real problem is that I am 24 and I don't know what to ...
  Topic: Best place to start Roth IRA....Dave Ramsey
spikeymikey

Replies: 12
Views: 11884

Post image iconForum: Retirement Planning   Posted: Thu Nov 02, 2006 7:18 am   Subject: Best place to start Roth IRA....Dave Ramsey
Ah, OK, I see: if your gross salary is $50K, they put in $2K of Walmart funds even if you don't put anything in, and you still gross $50K. That's pretty unusual. First I've heard of it. I'm curious: h ...
  Topic: Best place to start Roth IRA....Dave Ramsey
spikeymikey

Replies: 12
Views: 11884

Post image iconForum: Retirement Planning   Posted: Thu Nov 02, 2006 2:26 am   Subject: Best place to start Roth IRA....Dave Ramsey
4% of your gross salary is 4% of your money. Smile
No its not like that. I mean If I make $50,000.00 a year then they put $2,000.00 in. My pay isn't reduced at all.
  Topic: Best place to start Roth IRA....Dave Ramsey
spikeymikey

Replies: 12
Views: 11884

Post image iconForum: Retirement Planning   Posted: Thu Nov 02, 2006 2:21 am   Subject: Best place to start Roth IRA....Dave Ramsey
1. wot cha meen..."kumpany put in 4% even if I dont"
I dont beleev that. I thank the kumpany transfer 4% av yer pae intu the 401k unless yu tell em not tu.
2. If the kumpanee put in NE av theer mun ...
  Topic: Best place to start Roth IRA....Dave Ramsey
spikeymikey

Replies: 12
Views: 11884

Post image iconForum: Retirement Planning   Posted: Wed Nov 01, 2006 9:35 pm   Subject: Best place to start Roth IRA....Dave Ramsey
yeah, I agree I don't know why he recomends them either. I really think the rest of his advice is great stuff but I guess nobody is perfect.
  Topic: Best place to start Roth IRA....Dave Ramsey
spikeymikey

Replies: 12
Views: 11884

Post image iconForum: Retirement Planning   Posted: Tue Oct 31, 2006 8:24 pm   Subject: Best place to start Roth IRA....Dave Ramsey
I am reading Mutual Funds for dummies and have read 2 of dave ramsey's books. I am debt free and ready to start my Roth IRA. I am 23 and have a 401k that my company contributes 4% of my salary even i ...
  Topic: Money markets all the same?
spikeymikey

Replies: 5
Views: 2455

Post image iconForum: Personal Finance   Posted: Wed Sep 06, 2006 10:32 pm   Subject: Money markets all the same?
I have decided to move $5000.00 from my ING direct account into an emergency account. Dave Ramsey suggests that the money be put into a money market account. I think I want to do this because anytim ...
  Topic: My girlfriend Scares me (Dave Ramsey)
spikeymikey

Replies: 8
Views: 4948

Post image iconForum: Personal Finance   Posted: Tue Aug 29, 2006 9:47 pm   Subject: My girlfriend Scares me (Dave Ramsey)
I'm a 23 year old college student...I've been dating my girlfriensd for about 9 months and I'm a little scared. I really love this girl but she is 20 lives at home and has no career goals. She makes ...
  Topic: ING Savings?
spikeymikey

Replies: 2
Views: 1545

Post image iconForum: Personal Finance   Posted: Sat May 13, 2006 12:02 am   Subject: ING Savings?
I have one and its pretty sweet....4.15% I can withdraw as much as I want i think the minimum is $10. You can't write checks from it, you have to transfer from the savings back to a checking account ...
  Topic: To save or spend???
spikeymikey

Replies: 19
Views: 5478

Post image iconForum: Personal Finance   Posted: Sun Apr 30, 2006 7:26 pm   Subject: To save or spend???
Well, c'mon Mike -- you gotta stop eating so many McBurgers!! Laughing

Mike makes a good point of moderation -- a good principal for finances as well as life: take care of your present needs; work t ...
  Topic: Microsoft Money 2004 Vs. Quicken
spikeymikey

Replies: 4
Views: 2018

Post image iconForum: Personal Finance   Posted: Sun Apr 30, 2006 4:41 am   Subject: Microsoft Money 2004 Vs. Quicken
I would say quicken only cuz ML dosen't have an MS money link to download to only quicken. But that may not matter to you if you don't deal with ML.

What is ML?
Merrill Lynch
  Topic: Microsoft Money 2004 Vs. Quicken
spikeymikey

Replies: 4
Views: 2018

Post image iconForum: Personal Finance   Posted: Sun Apr 30, 2006 3:06 am   Subject: Microsoft Money 2004 Vs. Quicken
I would say quicken only cuz ML dosen't have an MS money link to download to only quicken. But that may not matter to you if you don't deal with ML.
  Topic: Household budget worksheets
spikeymikey

Replies: 3
Views: 1804

Post image iconForum: Personal Finance   Posted: Sun Apr 30, 2006 2:32 am   Subject: Household budget worksheets
I made my own on Excel. I've tried MS money, and quicken and I think my spreadsheets are so much easier to use. The only thing I like about those programs is that I can download my 401k and stocks a ...
  Topic: To save or spend???
spikeymikey

Replies: 19
Views: 5478

Post image iconForum: Personal Finance   Posted: Sun Apr 30, 2006 2:27 am   Subject: To save or spend???
I know her pretty well we've been together for a while. I really think it won't matter how much I make even though I plan on making a good deal of money, but I really think she just has no idea how e ...
 
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