| What is the Proof of Income for a Mortgage Loan? |
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fiona951753
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| What is the Proof of Income for a Mortgage Loan? |
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What is the Proof of Income for a Mortgage Loan?
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Thu Dec 15, 2022 12:37 pm |
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sm1221
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| Re: What is the Proof of Income for a Mortgage Loan? |
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quote:
Originally posted by fiona951753
What is the Proof of Income for a Mortgage Loan?
You'll have to provide your latest pay stubs, as well as two years of tax returns and W-2 forms. Though you must provide two years of tax returns, lenders don't actually require that you be at the same job for two full years.
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Thu Dec 15, 2022 1:48 pm |
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eBod
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Proof of income is all part of the loan preapproval process. Your bank will want to ensure you have the means to make your mortgage repayments, and the best way to do this is to look at your incomings and outgoings. There's a lot involved in buying a house, but once you have the bank's approval, the hardest part's over. I'm currently in the process of purchasing my first home, and I've just been given loan preapproval! I'm doing it on my own, so it's been an enormous learning experience, but this article was really helpful https://unitymoney.co.nz/info/blog/unitys-guide-to-buying-your-first-home-in-new-zealand/
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Wed Feb 08, 2023 11:59 pm |
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