| How much should I be saving? |
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nature
New Member
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Joined: 09 Jun 2010
Location: virginia
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Very Informative discussion.
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Mon Jan 24, 2011 2:56 pm |
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moneymakerclub
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Tue Jan 25, 2011 8:38 pm |
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moneyclass
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Joined: 04 Feb 2011
Location: Cleveland, Ohio
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first off gotta say thats aweosome your making that amount of money and living at home. for retirement ill say save 10%. but i would even save for a down payment on a house too.
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Fri Feb 04, 2011 4:26 pm |
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jinglingwulei
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Joined: 08 Feb 2011
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I think it's good to save during the recession because the inflation rate is low and the economy is not good for buying. So the interest rate will be higher than inflation rate. So it's better saving then spending.
In the other hand,however, during the economy upturn, the inflation rate will higher then the interest rate,which means your money will not have the same value after a few years if you save it now. Since now there is a recovery in the global ecnomy and the recession is no more around, i suggest you to spend your money or do the investment.
For the saving percentage, I think 30% is good for you because you are still young and need to save money for buying properties.
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Tue Feb 08, 2011 12:40 pm |
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yuanyelss
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Location: China
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I'm only 35 now, but I sure wish I had saved more when I was in my 20s. If you're able to save on living expenses for while by staying with the folks, put that money straight into the bank or a CD or something safe.....
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Sat Feb 12, 2011 7:50 am |
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teena.robert
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Joined: 25 Apr 2011
Location: UK
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If someone wants to save money then he should not spend money on unwanted expenses. He should spend money on needs only, don't go to hotels frequently, don't spend money with your friends, etc. Budget management is very difficult, and our sentiments never allow us to control our unexpected expenses.
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Mon Apr 25, 2011 11:54 pm |
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chrisharper
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Save yourself the first payment technique is the best. Some of you get into a bank in the long term savings and savings. then another Emergency protection. No one got hurt in the hospital, the emergency protection is used, and so on, but it must go etc such as expenses for food.
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Tue May 03, 2011 1:59 pm |
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