| Need advice on obtaining a loan. |
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hbw
New Member
Cash: $ 0.85
Posts: 4
Joined: 04 Nov 2005
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| Need advice on obtaining a loan. |
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How would I go about finding someone to loan me some money? I lost my job in August so getting a loan from a financial institution is a no-go.
Although I'm looking for a job I haven't found anything yet. I haven't missed a payment yet on anything that I owe but now I have no more savings and I don't want to ruin my credit. I had a credit score of 740. I'm looking for a way to borrow $4,800, which I will pay back $5,000 when I get my income tax return next year I'm figuring by March. Can any one give me advice? Other than the obvious one of finding a job. I know that there will be trust issues so what would I need to do to reassure someone that I would pay them back?
Thank you
H. Prater
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Fri Nov 04, 2005 7:11 pm |
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hbw
New Member
Cash: $ 0.85
Posts: 4
Joined: 04 Nov 2005
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Thanks for the advice Matt. I'll keep that in mind.
Does anybody else have any suggestion?
H. Prater
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Fri Nov 04, 2005 9:15 pm |
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hbw
New Member
Cash: $ 0.85
Posts: 4
Joined: 04 Nov 2005
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I think what I mainly want to know
1. Is there anyone who would provide such a loan?
2. Is $200 a fair enough return for a 120 day loan?
H. Prater
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Fri Nov 04, 2005 9:29 pm |
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Rolo
Yo' Daddy
Cash: $ 309.70
Posts: 1551
Joined: 13 Mar 2005
Location: Colorado/Florida
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4.1% interest, 12.5% yield. Very high risk.
Why not collect unemployment for six months of breathing room? It's not like you haven't paid into it.
"Expect me when you see me."
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Sun Nov 06, 2005 9:46 pm |
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ushomeloans
Full Member
Cash: $ 10.55
Posts: 57
Joined: 08 Sep 2005
Location: Sacramento
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Do you own your home. If so shouldnt be a problem. Otherwise credit cards and cash advance might be the answer let me know if you own your home though
Thanks,
Chris Kemp
US Home loans
chriskemp@us-homeloans.net
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Mon Nov 07, 2005 10:02 pm |
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hbw
New Member
Cash: $ 0.85
Posts: 4
Joined: 04 Nov 2005
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Yes I do own my home.
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Tue Nov 08, 2005 2:22 pm |
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ushomeloans
Full Member
Cash: $ 10.55
Posts: 57
Joined: 08 Sep 2005
Location: Sacramento
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Well depending on where you live i can help with a equity line.
With a equity line you could take the money as you need it, not bother with the first and it is tax deductible. Shoot me an e-mail. It will certainly help you out.
Thanks,
Chris Kemp
US Home loans
chriskemp@us-homeloans.net
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Tue Nov 08, 2005 8:31 pm |
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