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financechoices
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quote:
Originally posted by tss4
quote:
Originally posted by financechoices

As for your examples, water and sewage in the UK is privatised, national parks consist primarily of private land owners, private schools are outperforming public schools each and every year, bridges have tolls to cross them and many libraries are in private hands, such as universities.




So , if your parents don't have money (or made there own bad choices), you don't get to go to school? America was also founded on the principal that ANYONE, no matter where they came from had an equal opportunity. A good education is an essential element of ones opportunity in life. Some aspects of modern society need to be gauranteed to all. Education is one of them.


Sure some schools would probably be expensive, others would be less so. Some schools could be operated by charities, some may offer bursaries. Some children may even be educated at home. Charitable given is something for each individual to decide upon, but it should be a voluntary choice, not something that is forced upon one. It is an issue of choice and a freedom to make those choices. Lets face it, if enough people still want 'free' schools and health care then they'll contribute towards keeping them, but the contributions will be purely voluntary and no coercion will be used.

Spontaneous order is an incredibly powerful notion that dictates that order can be delivered far better without any direct human intervention. The lives of millions of people are so complex that it is impossible to manage them. It is not my suggestion that a market based society would be free from failures and heartache but merely that it would provide greater success for society as a whole.

Such spontaneous order is responsible for the development of language, the growth of the Internet and the very evolution of nature. As Oscar Wilde once said, "Selfishness is not living as one wishes to live, it is asking others to live as one wishes to live."

UK Finance Forum | Loans | Credit Cards
Post Sat Aug 20, 2005 6:56 pm
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tss4
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quote:
Originally posted by financechoices
quote:
Originally posted by tss4
quote:
Originally posted by financechoices

As for your examples, water and sewage in the UK is privatised, national parks consist primarily of private land owners, private schools are outperforming public schools each and every year, bridges have tolls to cross them and many libraries are in private hands, such as universities.




So , if your parents don't have money (or made there own bad choices), you don't get to go to school? America was also founded on the principal that ANYONE, no matter where they came from had an equal opportunity. A good education is an essential element of ones opportunity in life. Some aspects of modern society need to be gauranteed to all. Education is one of them.


Sure some schools would probably be expensive, others would be less so. Some schools could be operated by charities, some may offer bursaries. Some children may even be educated at home. Charitable given is something for each individual to decide upon, but it should be a voluntary choice, not something that is forced upon one. It is an issue of choice and a freedom to make those choices. Lets face it, if enough people still want 'free' schools and health care then they'll contribute towards keeping them, but the contributions will be purely voluntary and no coercion will be used.

Spontaneous order is an incredibly powerful notion that dictates that order can be delivered far better without any direct human intervention. The lives of millions of people are so complex that it is impossible to manage them. It is not my suggestion that a market based society would be free from failures and heartache but merely that it would provide greater success for society as a whole.

Such spontaneous order is responsible for the development of language, the growth of the Internet and the very evolution of nature. As Oscar Wilde once said, "Selfishness is not living as one wishes to live, it is asking others to live as one wishes to live."


Well, I'm going to have simply disagree with you. If education was purely private, the poor would get a lesser education than the rich and even the middle class. Upward mobility is one of the great accompishments of western civilization.

I'm familar with spontaneous order. When applied to government is goes by the name anarchists capitolism. You should ask yourself, why is it that there has never been a society under anarchists capitolism that has lasted longer then 10 years? (Not a single one.) Yet every modern (and enduring) democaracy utilizes both capitalism and socialism? Both systems have strenghts and definite weaknesses. It does a disservice to society when either system becomes completely dominate.

I find it ironic that you point to the internet as example of market forces. It was invented, developed, and maintained by the US government, using tax payer money.
Post Sat Aug 20, 2005 7:28 pm
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Lambert
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quote:
Originally posted by financechoices
What happens if you don't have medical insurance? Can you simply pay per visit to the hospital instead? ie if you are healthy and never go then you're fine and only pay if you get sick



That is exactly right.

Also, there are many companies (and more arriving every day) that are what is referred to as consumer driven healthcare.

They are not insurance, instead you pay a small monthly fee, and in return you get a discounted rate which you pay at the time of your visit.

Personally, I choose to be self-insured. Save up an emergency fund in a regular old savings account or other easily accessible account. Then IF you need to see a doctor, you have the money. Aside from the VERY occassional checkup, I never go to the doctor unless I am very sick or injured. I grew up with a physician that sent me home with a natural remedy before he ever gave me a prescription.

That combined with a small library of home remedy resources, and a healthy emergency fund ... and I'd rather have the cash my employer pays for my insurance which I never use.
Post Mon Aug 29, 2005 8:54 pm
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financechoices
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This sounds very reasonable to me. Why do so many continue to complain? Are they looking for someone to blame for their own problems?

UK Finance Forum | Loans | Credit Cards
Post Tue Aug 30, 2005 6:04 am
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Lambert
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quote:
Originally posted by financechoices
This sounds very reasonable to me. Why do so many continue to complain? Are they looking for someone to blame for their own problems?


I am not entirely well learned on this matter but here is my take.

A while back, not sure when, companies started offering health insurance as a way to entice employees. Years later it became a standard practice. I have actually met people who believe it is a RIGHT for their employer to provide insurance.

My understanding is, that since companies are kind of forced into having insurance if they want to stay competitive and have employees, they pay what the must. individuals don't care what it costs at the doctor because they just pay a deductible or a co-pay. Docs can charge more because insurance companies are paying, not the people.
The market is not real competitive, so there is little insentive to lower costs. That combined with medical law suits and the fact that people now days go to the doctor if they so much as cough or sneeze, and as we all know the more claims on an insurance the higher the premiums go.

Throw all of that into the mix and you have sky rocketing insurance costs.
If I understand correctly, healthcare costs go up because doctors either suffer from or are scared of malpractice suits and so jack up the prices to cover their butts. Or, they just simply think they deserve it. Or just because they can.

I have no problem with docs charging a lot. They did nothing but eat sleep and breathe med school for 8 plus years ... they deserve to make some good money. But the market does need to be more competitive, which won't happen until more of the money being spent comes from the people's pockets and not the insurance companies. And for that change over, it is going to be ugly and will get worse before it gets better.

98% of illnesses and injuries in my house get taken care of at home. No doctor even seen or consulted. Like I said. I don't expect anyone to take care of me but me. And regardless of what some people claim, healthcare is a privilage not a right.
Post Tue Aug 30, 2005 7:42 pm
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Deen888
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What I learned from my experience is that it doesn't matter whether healthcare is private or not, the qualification of a doctor is the only factor which is important. I cured my insomnia and anxiety thanks to cbd and vapmod v-mod at a local clinics, almost for free.
Post Mon Sep 09, 2019 12:17 pm
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ranjith422
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Thanks for sharing.

observations and solutions for cable companies
Post Thu Oct 24, 2019 8:02 am
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