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Noobie Need help and advice

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Money Talk > Credit & Loans

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emmielouise
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Joined: 08 Nov 2013
Location: sheffield, england
Noobie Need help and advice  Reply with quote  

Hi, guys and girls. I am new to this forum and would like some of your expert advice. firstly let me explain the situation to you, so you can get a better understanding. 1 1/2 years ago i met my boyfriend, who is now my ex. during this relationship he told me he needed a garage to keep his motorbikes in and he would pay for it himself since we don't live together. I applied for the garage and got it under my name, and he was giving me the money for it. Now he have split up, he is being rather difficult. He owes over £100 for this garage, which is obviously in arrears, i have tried contacting him over facebook, but got no reply. The thing is, i phoned my landlords (the council ) and they said that if i didn't pay the £100 arrears plus whatever rent on the garage to keep me up to date i could lose my home, and my ex knows this but is ignoring my messages. I have a credit card and i am highly tempted to pay the outstanding money on that, but that was for emergencies only.. if i told the council to cancel the garage they would come and clear it out, but the thing is i don't have the keys for the garage, my ex does. so that will also mean i would have to pay for the locksmith and whatever else, damages etc. i am unemployed and i cannot afford all this debt to keep creeping up on me like this.. I don't know what to do, or where to turn. i am supposed to be paying the arrears off today ( 8th nov )

Please Please help me, i am stressing out, i'm loosing my hair over this.

Thanks

Emma
Post Fri Nov 08, 2013 8:17 am
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oldguy
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Location: arizona
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1. Cancel the garage, use the credit card to pay the arrears so that your credit stays good and you don't get evicted from your apt. And tha gets any future garage rent bills stopped.

2. Apply for the UK unemployment pay.

3. Continue searching for a job.

4. And don't beat yourself up over this - almost all of us, when we were young, were stiffed by a roommate, a bf or gf who over-promised and turned out to be of bad character. It's simply a hard learning experience that we all endure once (but not twice). Very Happy
Post Fri Nov 08, 2013 6:52 pm
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