| Prevent someone from stealing your identity |
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Andrew
Admin
Cash: $ 460.25
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Joined: 02 Nov 2003
Location: Texas
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| Prevent someone from stealing your identity |
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Have you seen the movie "Catch me if you can"?
The author, a reformed thief, who now works for the banking industry to create more secure banking tools and processes for all of us offers his tips to prevent you from becoming a victim of identity theft...
quote:
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In 2001, there were approximately 500,000 identity theft victims; that's people who actually filed a police report. It cost banks and credit-card companies about $5 billion because they ultimately pick up the tab.
But the consumer doesn't get away scot-free. The average victims will spend $1,374 and 175 hours cleaning up their credit reports. That's a great deal of time and money out of their own pockets.
It's so simple to assume someone's identity today. If you go to the grocery store and write a check for $52, the check has your full name and address, and maybe your phone number. It also has the full name and address of the bank where the check is drawn, as well as your account number. Maybe the clerk asks for your driver's license number, which in 19 states is your Social Security number.
So, they write your Social Security number on the face of the check, then they ask for a date of birth and a work phone number. Now they can call and find out where you're employed.
...
http://moneycentral.msn.com/content/Banking/FinancialPrivacy/P41275.asp
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Thu Feb 12, 2004 3:05 pm |
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billbee2
New Member
Cash: $ 0.00
Posts: 4
Joined: 29 May 2004
Location: Oklahoma
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| Identity Theft |
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If you really want to Prevent someone from stealing your identity learn how.
Visit; http://www.aaahomebusiness.com/IDTheftSales.htm
Bill Edwards
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http://www.yahoo-business.com
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Sat May 29, 2004 4:00 am |
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Regent
Member
Cash: $ 0.00
Posts: 16
Joined: 12 Jul 2004
Location: Allentown, Pennsylvania.
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| Life Attacks all, So do Hackers. |
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My mother's online bank account was robbed. Completely. It is believed that a large department store was hacked, 'thus the transactions for exactly one day - was given to them. Meaning they have control over all the credit card numbers, the works. They went on a shopping spree online, the world is a very cold place. ;[
"Je regarde vers le bas sur le mauvais corrompu, et je jette une larme sur les fanatiques de Divinty - pour moi suis tonnerre." - T.M.T
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Wed Jul 14, 2004 8:29 pm |
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Andrew
Admin
Cash: $ 460.25
Posts: 1695
Joined: 02 Nov 2003
Location: Texas
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Whoa, sorry to hear that. I was wondering is this an internet-only type bank, since you mentioned "online bank account"?
Any recourse for getting her money back from the bank?
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Wed Jul 14, 2004 8:39 pm |
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frcisafraud
Full Member
Cash: $ 10.92
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Joined: 08 Jul 2004
Location: Western US
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| Catch me If you can |
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I remember watching that show. It doest work out that well for all thiefs.
I want to hear more about on line Bank robbing. That is horrible.
I have been a victum of Credit card theft.
My sister has recently had her SS# stolen.
It doesnt hurt my feelings when the Financial institutions are robbed. I imagine they find a way to pass that cost to us anyway? It irritates me that they do not get involved with prosecution. It is as if they dont care. There justification is that it is a local laww enforcement issue. Does Any one else feel that is all they can do? If they really cared they could do more I believe especially seeing the statistics posted here.
The untold history of money every citizen should know!.. http://www.nccs.net/monetary_reform1.html
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Wed Jul 21, 2004 7:44 pm |
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Euler
Senior Member
Cash: $ 76.16
Posts: 404
Joined: 06 Nov 2003
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| Credit Card Theft. |
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Privacy versus access. Viewed from the system's perspective, each transaction, whether fraudulent or legit can be seen as a tradeoff between privacy and access.
It's an age old struggle, but I'll spare you the history. In this particular case, the banks could indeed do more - the core technology certainly exists. However, law abiding customers have come to expect a certain level of convenience and privacy (even if it's just a myth).
In order to catch more on-site CC criminals, the banks would need to expose more of your personal and transaction details. More access from the systems perspective means less privacy/convenience for you.
An example would be including facial scan or some other biometric with each credit card transaction. It would certainly cut down on fraud, but it would also reduce your privacy, not to mention your patience.
Another example is RFID. But do you really want to implant an rfid chip in your neck just to catch more petty crooks?
In this case, I don't think the banks are apathetic. I think that they would nail the bastards if they could (just as you or I would!).
I think the core problem is intractable as the system works today. Also, the system is prevented from adapting to a stricter, harsher system --- by the very customers who risk getting ripped off! What would you choose? Less privacy and more central control? Or more risk in the marketplace?
With every choice you make, you make an implicit choice of privacy vs access. This will never change.
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Thu Jul 22, 2004 10:06 pm |
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frcisafraud
Full Member
Cash: $ 10.92
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Joined: 08 Jul 2004
Location: Western US
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| Yes, But |
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Euler-
In this case and certianly in many others I knew who the thief was and provided the evidence my self. When this happens and they do nothing I get a little frustrated.
The untold history of money every citizen should know!.. http://www.nccs.net/monetary_reform1.html
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Fri Jul 23, 2004 3:06 am |
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Euler
Senior Member
Cash: $ 76.16
Posts: 404
Joined: 06 Nov 2003
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Well that makes my earlier spiel irrelevant. They must see no incentive to pursue justice. That is frustrating.
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Fri Jul 23, 2004 4:34 pm |
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