| How do I compare performance of funds in my portfolio? |
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ilyaz
First Time Poster
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| How do I compare performance of funds in my portfolio? |
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I have a retirement account where, up until certain point, say Jan-01-2010, I was contributing 100% to a single mutual fund, call it FundA. Then I decided that I would split my new contribs where 90% would go to FundA and 10% would go to a different FundB. Contributions are monthly. Now I want to calculate whether this was a good idea. In other words, I need to figure out whether I would have had more money now had I continued putting these 10% into FundA between Jan-01-2010 and now.
This is probably not a very complicated math exercise but I want to make sure i do it right and use the right inputs to compare. So my questions are:
1. What sort of formulas would I use to compare? Are there standard type calculators I could use for this purpose?
2. What are the numbers I would need to plug into these formulas? Obviously. I am looking for the minimal amount of info that would be enough to get the answer.
Thanks much!
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Thu Mar 22, 2012 8:40 pm |
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ETFs_R_Best
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Mutual funds are "old school". After fees they under perform unmanaged index funds. There's a zillion ETF's to choose from.
"The statistical evidence proving that stock index funds outperform between 80% and 90% of actively managed equity funds is so overwhelming that it takes enormously expensive advertising campaigns to obscure the truth from investors. -- Peter Lynch
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Sun May 13, 2012 2:33 am |
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clydewolf
Senior Member
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| Re: How do I compare performance of funds in my portfolio? |
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quote:
Originally posted by ilyaz
I have a retirement account where, up until certain point, say Jan-01-2010, I was contributing 100% to a single mutual fund, call it FundA. Then I decided that I would split my new contribs where 90% would go to FundA and 10% would go to a different FundB. Contributions are monthly. Now I want to calculate whether this was a good idea. In other words, I need to figure out whether I would have had more money now had I continued putting these 10% into FundA between Jan-01-2010 and now.
This is probably not a very complicated math exercise but I want to make sure i do it right and use the right inputs to compare. So my questions are:
1. What sort of formulas would I use to compare? Are there standard type calculators I could use for this purpose?
2. What are the numbers I would need to plug into these formulas? Obviously. I am looking for the minimal amount of info that would be enough to get the answer.
Thanks much!
Ilyaz,
Good to see you trying to do some different things with your investing.
To calculate the growth or loss of each fund:
(Fund Current Value/Fund Starting Value -1) * 100 = % of growth or loss.
Depending on the type of funds and the fund category you may have diversified to minimize some risk.
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Tue May 29, 2012 6:03 pm |
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sethm
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Location: United States
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I used to be quite religious about tracking portfolio performance, but not anymore. These days, I care far more about maintaining portfolio balance and keeping trading costs in check.
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Sat Jul 14, 2012 8:43 am |
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vaduvala
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If you're seeking an objective answer to “what is a good return on investment” then the answer is anything that outpaces inflation without leaving your portfolio vulnerable to volatile markets. In many cases, this means you should strive for returns in the 8-10% range, on average.Another way to measure how well you are doing is by measuring simply what your total net gain or loss is. If you're a more conservative investor, you might be much happier with a portfolio that returns 5% per year no matter what, even if the S&P 500 index happens to be up 30% in one of those years.Even if you put it back later, your return won't match the fund's return anymore. Fund performance numbers also assume that all of the dividend and interest payments distributed during the period were immediately reinvested in the fund. If you took the cash instead, that will also affect your personal performance.
what is a telecom technician? - Fieldengineer
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Mon Dec 27, 2021 8:56 am |
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AdviceOnly
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Location: united states
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One of the best ways to compare performance of funds in your portfolio is to use a financial advisor.
A financial advisor can help you identify which investments are performing well and which ones might need to be adjusted or replaced. Additionally, they can provide guidance on how to rebalance your portfolio as needed so that it remains diversified across different investment types and risks.
Looking for the best Financial advisor Tips feel free to contact us- Advice Only Financial Advisor
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Fri Nov 11, 2022 5:52 am |
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