abc
New Poster
Cash: $ 0.45
Posts: 2
Joined: 16 Sep 2011
Location: New Orleans & Philadelphia
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| Auto Loan question |
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I've been working for 12 weeks today at my job but the bank requires 3 months employment for a loan and I get paid biweekly so I don't get my next paycheck until my 13th week. Will the bank accept that even though I don't get my paycheck until my 13th week that I've already worked 12 weeks?
P.S. Don't ask why I can't just wait another week. It's a long story and I am really running out of time in needing a car.
Thanks
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Fri Sep 16, 2011 11:44 pm |
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coaster
Senior Advisor
Cash: $ 1357.80
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Location: Wisconsin
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'Kay, won't ask. But the bank will.
And a thought: decisions made in haste and without forethought are almost always decisions you later decide you could have made a better choice. A week really isn't a very long time.
Can you afford to rent a car for a while? If you rent from one of those local outfits that rents old beaters it's a lot less than renting from a national chain.
~Tim~
Eye Candy : Why Whimsy
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Sat Sep 17, 2011 5:53 am |
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abc
New Poster
Cash: $ 0.45
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Joined: 16 Sep 2011
Location: New Orleans & Philadelphia
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quote:
Originally posted by coaster
'Kay, won't ask. But the bank will.
And a thought: decisions made in haste and without forethought are almost always decisions you later decide you could have made a better choice. A week really isn't a very long time.
Can you afford to rent a car for a while? If you rent from one of those local outfits that rents old beaters it's a lot less than renting from a national chain.
Can't afford to rent a car. I just started to work 3rd shift at my job and I'm walking to work in a sketchy area. Someone I know was held up at gun point at around the time I go to work and I've heard gun shots so I'm not comfortable with walking to work. I've been doing rides from work because of it but I'm not comfortable doing that since I feel like it's mooching which is why a week is getting too long.
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Sat Sep 17, 2011 7:01 am |
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coaster
Senior Advisor
Cash: $ 1357.80
Posts: 6686
Joined: 11 Oct 2005
Location: Wisconsin
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Wow. Wouldn't you be concerned your car will be stolen or tires ripped off or something like that?
Hey......they allow open carry in your state? Maybe you ought to buy a side-arm.
Sorry I don't have any constructive advice. Banks are very tight with credit these days. They're crossing all the t's and dotting all the i's ... and more. 
~Tim~
Eye Candy : Why Whimsy
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Sat Sep 17, 2011 4:40 pm |
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eastmn
Senior Member
Cash: $ 81.20
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Joined: 04 Apr 2010
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You might try calling a few car dealers and talking to the salespeople, to see if someone can point you in the right direction. Many dealers have finance companies who will finance almost anything/anybody. You can fudge your work history a bit, babysitting or house cleaning; or otherwise.
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Last edited by eastmn on Sun Sep 18, 2011 6:16 am; edited 3 times in total |
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Sat Sep 17, 2011 6:08 pm |
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