| Getting a loan with bad credit? |
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JSEnt
New Poster
Cash: $ 0.45
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Joined: 20 Aug 2011
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| Getting a loan with bad credit? |
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Hello,
I have a situation. I am looking to get a $3000 loan. I just started working and my credit is nowhere near good.
I have been told by a few different sources that it's possible, but am not exactly sure the best route.
I need it for a computer and supplies to start up a computer-based business, and supplies to go with it.
I have been told personal loan, business loan, partnerships, and a couple other possibilities, but am lost on how to go about any or if they would end up being a waste of time or not.
Any advice on the route to take to get this is appreciated.
Thank you!
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Sat Aug 20, 2011 1:46 am |
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coaster
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What's the business?
~Tim~
Eye Candy : Why Whimsy
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Sat Aug 20, 2011 2:54 am |
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vvslaura
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Location: california, USA
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| Getting a loan with bad credit? |
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Those who have gone through difficult financial situations due to loosing their job and as a result have bad credit, can find it really difficult to obtain financing. Now there is possible to get loan with bad credit.
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Sat Aug 20, 2011 9:48 am |
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JSEnt
New Poster
Cash: $ 0.45
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Joined: 20 Aug 2011
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Thanks for the responses.
And I was definitely a bit unclear, my mistake.
The majority of the money is actually going to a computer itself, the rest toward accessories including desk, chair, etc.
Basically it's for an at home office.
The business itself is focused in writing, YouTube and gaming, so it's not actually a business in the sense that I seem to have portrayed it to be.
I have already started making some money from it, and in order to go to the next level I need a much beefier computer system to handle the load of work it will be doing for the amount of hours it will be done.
From what I have seen so far, it seems like it will be more difficult than I thought to get that loan.
What kind of aspects change if I include a strong co-signer?
Thanks again for the responses.
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Sun Aug 21, 2011 12:51 am |
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getoutofdebtguy
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I'd suggest you first look at rebuilding your credit using a couple of secured cards. edit
Beware of the bad credit or no credit loans. I've covered a number of them recently where people lost all their money. in fact I have not seen a single one of those loans that has been legit.
Desperate people may bad decision when it comes to borrowing money with bad credit. For a scammer you are ripe for the picking.
"Get Out of Debt Guy"
I write about the debt world.
http://GetOutOfDebt.org
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Sun Aug 21, 2011 7:52 pm |
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Tylertim
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| Re: Getting a loan with bad credit? |
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I think it is very difficult to get a personal loan from banks and private money lenders in the present days.Because they follows strict conditions and rules for granting loans to the bad credit people.It is very time consuming process.So,when you need money in emergency situation,you can try to get loan from short-term loan financing companies.But one thing your remember that is you must be pay these loans within due date,otherwise you will suffer with over debt.
loan companies | loans
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Sat Aug 27, 2011 9:15 am |
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lionelmessi
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Top rated online payday loan lenders at Payday Loan company can offer the lowest interest rates and flexible pay-off terms without any credit checks or faxing of documents. People with bad credit can also apply for this payday loan.
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Mon Aug 29, 2011 5:21 am |
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chrisgayle
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By improve your credit by keeping great records of your finances, in case you want to dispute your credit history. Nonprofit organizations also exist, that can help you obtain credit with a low credit score.
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Tue Aug 30, 2011 7:11 am |
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jaro
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if you can offer something up as collateral, you might be able to get a loan in spite of a poor credit score.
Learn more about your credit:
http://greatcreditscore.org/general/good-credit-score/
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Thu Sep 08, 2011 8:44 pm |
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davidcosell
Contributing Member
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Location: helena
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It’s hard to get a loan with bad credit. Options are limited, and borrowing is more expensive. If you’re trying to get a loan with bad credit, do some homework before you get a loan. It’s easy to get into expensive traps, and there are a few things you can do to improve your chances.
Personal Credit | Business Credit
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Fri Sep 16, 2011 5:48 pm |
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eastmn
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Light a candle (stay positive).
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Sat Sep 17, 2011 6:27 pm |
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