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Haven't been in awhile!

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Money Talk > The Green Room

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JamesKim
Senior Member


Cash: $ 46.35

Posts: 216
Joined: 26 Sep 2007

Haven't been in awhile!  Reply with quote  

Hey everyone,

I just want to thank this website and its contributors for giving such insights as well as giving me the right directions. I remember using this site when I was in college and now that I'm graduated and working full time for 2 years as a financial accountant, things are going super well.

I just need some insight(s) possibly with my current situation. I think now, I can be a bit more flexible in-terms of my financial situation.

1. My age is currently 23

2. Recently got a raise, anywhere from $65-70k.

3. Maxed out my ROTH IRA and have about $15,000 in various stocks/funds.

4. Student Loan about $10,000 which I am paying off monthly since I want most of my money to go into some sort of investment vehicles.

5. Recently enrolled in my employers 401k which the percentage is max ($16,500).

6. Living with parents. I actually want to live on my own, but I want to be able to save not only in my savings account, but to be able to reduce as much expense cost as possible like rent and such.

7. Car is fine.

Any input is much appreciated.

Again, thanks and happy holidays!
Post Tue Dec 21, 2010 1:23 am
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coaster
Senior Advisor


Cash: $ 1626.30

Posts: 7990
Joined: 11 Oct 2005
Location: Wisconsin
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Hi James!!

Merry Christmas to you, too.

Glad to hear you're doing well.

My only suggestion: it's time to fly the nest!! You can afford it now, and the experience adds to your well-rounded "life portfolio."

And, hey, stick around. I think you're in position now to be giving the advice around here...... Laughing
Post Tue Dec 21, 2010 5:54 am
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JamesKim
Senior Member


Cash: $ 46.35

Posts: 216
Joined: 26 Sep 2007

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Yea I can't believe it's been like 4 years already? I totally forgot about this site after getting my first career job which I am still at. Time to give back to the community!
Post Tue Dec 21, 2010 12:04 pm
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Sime
Senior Member


Cash: $ 86.60

Posts: 445
Joined: 19 Mar 2009
Location: United Kingdom
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Welcome back... for however long that may be. Laughing

Not all countries can afford... a lavish monarchy.
Post Tue Dec 21, 2010 3:20 pm
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Michigan
Preferred Member


Cash: $ 0.45

Posts: 140
Joined: 09 Sep 2010
Location: USA.
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Welcome back to the forum.

Post Wed Jan 12, 2011 2:02 pm
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LindaPH2010
Contributing Member


Cash: $ 0.25

Posts: 30
Joined: 11 Sep 2010
Location: Orlando Florida
Keep saving  Reply with quote  

You are already doing great!
Post Mon Mar 21, 2011 9:43 pm
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khosta
Contributing Member


Cash: $ 9.60

Posts: 47
Joined: 28 Feb 2011

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Seems like you have all your duckies in a row!!! Congrats to you!!!
Post Tue Mar 22, 2011 6:43 pm
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purg12er
New Member


Cash: $ 0.60

Posts: 3
Joined: 09 Apr 2011

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Its an interesting and marvelous posting
i love it
Post Mon Apr 11, 2011 4:26 pm
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