| Types of Health Insurance...... |
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Ohioquotes
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Location: Ohio
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Be careful with "discount plans." Usually there is an application fee and they are very limited in benefits.
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Mon Sep 19, 2011 4:52 am |
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omkardolas
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Location: India
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Good work... Just would like to add my point of view. There are 2 types of family health insurance.
1) Family Floater: the insurance that covers you immediate family ( your wife, your children and you)
2) Family First: the insurance that insures 13 relationships of your family (your parents, spouse, children, mother-in-law, father-in-law and many more).
Anyways looking forward to such pointers.
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Mon Nov 14, 2011 10:19 am |
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debedwards
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Location: Connecticut
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Aside from discount plans, I've read that there are also health plans that provide a huge list of medical providers but when you're about to use it, you'll find out that you're not eligible for discounts. People should be wary about this dirty tactics. You may have purchased your plan in a much cheaper price but you can't really benefit from it.
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Sat Feb 04, 2012 7:39 am |
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sethm
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There are four categories of health insurance costs that a patient or insured pays:
1. The premium which is the cost to purchase the health insurance;
2. The deductible which must be met before the insurance pays any portion of a claim;
3. Applicable copays for things like doctor office visits and prescription drug purchases; and
4. Coinsurance which is a percentage share after the deductible has been met.
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Tue May 15, 2012 4:42 pm |
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