| Why you need Life Insurance? |
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sethm
Member
Cash: $ 2.20
Posts: 11
Joined: 07 May 2012
Location: United States
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I think the primary benefit of life insurance is that the financial interests of one’s family remain protected from circumstances such as loss of income due to critical illness or death of the policyholder. 
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Tue May 15, 2012 4:37 pm |
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Stuart Mackenzie
Member
Cash: $ 2.50
Posts: 12
Joined: 25 Apr 2012
Location: Norfolk UK
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| Winston Churchill's view on life assurance |
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“If I had my way I would write the word ‘Insure‘ upon the door of every cottage and upon the blotting book of every public man, because I am convinced for sacrifices which are inconceivably small, families and estates can be protected against catastrophes which would otherwise smash them up forever. It is our duty to arrest the ghastly waste, not merely of human happiness, but of national health and strength, which follows when, through the death of a breadwinner, the frail boat in which the family are embarked, founders, and women and children of estates are left to struggle in the dark waters of a friendless world"
As a financial adviser for the last 25 years I have seen the consequences of a lack of life assurance (disastrous) and the consequences of a properly insured breadwinner dying - no financial stress or worries for the surviving spouse and they can concentrate on handling the personal grief knowing that there is not financial ruin as well.
I do not know about the life insurance market in the United States of America that here in the United Kingdom there is a relatively little-known o type of life assurance called Family Income Benefit. It is dirt cheap and yet provides a tax-free income from the date of death of life assured until the end of the agreed term. In my opinion an absolute "no-brainer" that anybody who wants to ensure that their surviving spouse or partner can continue to live in the manner that they have been comfortably used to.
People laughed at him when he said he could triple his sales like clockwork. Now he's a millionaire and he's the one laughing: http:www.leveragesalesandprofits.com
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Tue May 15, 2012 5:29 pm |
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indieagent
New Poster
Cash: $ 0.40
Posts: 2
Joined: 22 May 2012
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A life insurance coverage is definitely one of the best investments you can make for your family. You may resent having to pay a monthly premium but at least you can be sure that your family's financial security won't be compromised in the event of your death.
http://getlifeinsurance.co.za
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Wed May 23, 2012 7:49 am |
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BiljanaDimi
First Time Poster
Cash: $ 0.20
Posts: 1
Joined: 25 May 2012
Location: UK
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Life insurance should be created first for the one that makes the greatest income within the household. Cause if this one person passes away or get injured, the family incomes may decrease substantially and some debt may be burdening the family budget as well.
If you are thinking of getting life or sickness or injury insurance, you may consider doing it earlier in life cause of the deal you'll get is better when you're younger.
I recently made me a pension security insurance, that will allow me to save my money, be insured for life and bad diseases. I did this for my family mostly, cause i would not like for my kids to suffer if I'm gone or if i get sick or something.
I can make you a good deal on this kind of insurance policy.
Just contact me for details.
Cheers,
Flatshare
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Fri May 25, 2012 9:39 am |
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