| Important First Time Homebuyer Tips |
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SmartTips
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| Important First Time Homebuyer Tips |
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Investing in a home may be the single best investment the average income generator can make.
For all you first time homebuyers out there I offer 3 very important tips:
1)Always remember when buying a home you’re also buying the neighborhood surrounding it. The neighborhood is not only important because you’ll have to live in it but because the neighborhood’s quality will have a huge impact on the appreciation value of your home.
2)When visiting a house you need to keep a couple things in mind. The following tips will allow you to get the most out of a house visit.
Request the seller not be present.
Try not to be influenced by the furniture because it won’t be there the next time you see it!
Note any upgrades that might save you money later.
3)When you finally find the one and make an offer it’s time to haggle and negotiate. You have 2 conflicting goals BUT you want the best of both:
Get the best deal you can.
AND
To get the house.
Good Luck!
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Fri Apr 02, 2010 3:11 am |
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Sabri
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I wish to add that, never, decide to buy the first property you see. No matter how tempting or good you think it is. Always look for options because more often than not, you will find other better properties based on the same price range and sometimes, even lower.
I know this from first hand experience and regretted it.
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Sun Apr 04, 2010 8:48 am |
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tanmaysnv
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Hi
I think the first step in the home buying process is establishing good credit. Banks and mortgage lenders will not lend to first time home buyers unless the borrower has a history of borrowing money and paying it back in a timely manner. If you have absolutely no credit references, you will need to get some
Thanks
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Sat May 15, 2010 8:22 am |
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ed2009
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If you are using a real estate broker, you dont really need to have the owner in the house following the buyer during open house.
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Sat May 15, 2010 9:34 am |
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xiaolizi
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I wish to add that, never, decide to buy the first property you see. No matter how tempting or good you think it is. Always look for options because more often than not, you will find other better properties based on the same price range and sometimes, even lower.
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Wed Jun 01, 2011 7:50 am |
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jackharare
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The house was just painted with cheap paint but after third month all paint go down and crack come out he invest money again to repair but still not satisfy with it very poor guy.Definitely get a fixed rate, and then double pay the mortgage if possible! Remember to calculate in operating costs of your home in your future budget like A/C operation & maintenance, heaters, etc.
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Wed Jun 22, 2011 3:58 am |
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ogden34
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You are absolutely right with the tip #2 you have. Seller's presence during open house will intimidate prospect home buyers. It is better to leave them alone and make them mentally rearrange furniture and things around. Remember that the more time they stay the more chances you have to receive an offer.
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Wed Jun 22, 2011 5:36 am |
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anielleperry
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Find out how much you'll likely pay in closing costs. The upfront cost of settling on your home shouldn't be overlooked. Closing costs include origination fees charged by the lender, title and settlement fees, taxes and prepaid items such as homeowners insurance or homeowners association fees
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Thu Jun 23, 2011 5:52 am |
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Jail Nation
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Understanding how to buy a house with bad credit is a top priority for many home buyers. One option is rent-to-own homes. This home buying options requires buyers to provide a small down payment to the homeowner. A percentage of monthly rent is contributed toward the purchase price. Rent-to-own realty contracts usually extend for two to five years.
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Tue Jun 28, 2011 9:26 pm |
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kathyethans
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You have to inspect the house carefully whether it has several things to be fixed, you have to make sure that the house is in good condition, if there are anything to be repaired ask the seller if they could fix it or if they don't want to you can lessen this to the actual price of the house.
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Mon Jul 04, 2011 4:46 am |
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Robison
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Hi,
Tip is to look at the property at different times, of the day because then you can see if its a noisy neighbourhood. So if you are looking for a quiet neighbourhood, then you have have a better idea of the area.
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Sat Jul 09, 2011 8:07 am |
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anne123456789
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The upfront cost of settling on your home shouldn't be overlooked. Closing costs include origination fees charged by the lender.
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Tue Jul 26, 2011 1:19 pm |
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