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Bank informed me that a laptop with my SSN was stolen...

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graciegrey
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Bank informed me that a laptop with my SSN was stolen...  Reply with quote  

My bank called to inform me that a VENDOR's laptop with the vanks customers SSN on it was stolen recently. They have given us a 1 year subscription to an identity theft service, but what else do I need to do? I haven't yet asked the bank questions about why a vendor had my SSN, so any tips on what kind of questions I should ask? Is it legit for a vendor to have this info, especially on a laptop?
Post Mon Nov 30, 2009 9:01 pm
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coaster
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Banks have information sharing arrangements with vendors. Check your bank's privacy policy; it's probably stated in there exactly what they share. I'd be more worried about your bank account number falling into unauthorized hands. There are no safeguards except for your vigilance against someone who knows your bank routing number and your account number to loot your account. Your SSN alone won't be enough for them to steal your identity, but combined with enough other information it could be a problem, especially your birthdate.

Clark Howard has lots of advice regarding protecting yourself from identity theft. If this link doesn't work, use the search function on his website.

Identity Theft by Clark Howard

~Tim~
Post Tue Dec 01, 2009 5:36 am
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graciegrey
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Thanks for your feedback, it was helpful. This is a very small account, not our main account. Would you recommend opening a new acct and closing this one?
Post Tue Dec 01, 2009 2:13 pm
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coaster
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I would deplete the account, leaving the minimum required to keep it open, and transfer the funds to a new account at another bank. Be sure to read their privacy policy and ask them how they safeguard your personal information.

The reason I leave the account open is just to find out if it's tampered with. Check your statements and notify the bank within the time interval stated in your terms of service and they have to make you whole on your losses.

~Tim~
Post Tue Dec 01, 2009 4:09 pm
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