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Ashley Watson
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Re: A loan  Reply with quote  

Everybody apply for the loan for the different purpose, there is number of loan available in the market. Fast loans are very popular in these days ,you must have permanent job for this. These are the high interest rate loan for the emergency need . These loan provide you instant money within a day.
Post Tue Aug 31, 2010 2:29 pm
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jason_simpson
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Money advanced to a borrower, to be repaid at a later date, usually with interest. Legally, a loan is a contract between a buyer (the borrower) and a seller (the lender), enforceable under the Uniform Commercial Code in most states. The terms and conditions for repayment of a loan, including the finance charge or interest rate, are specified in a loan agreement. A loan may be payable on demand (a Demand Loan), in equal monthly installments (an Installment Loan), or they may be good until further notice or due at maturity (a Time Loan).

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Post Sat Sep 04, 2010 9:23 am
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moonraker1
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Nice Information about debt and loan. But there are various purposes to go for Loan as an option and most importantly Loans are handy & useful for financial needs.

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Post Tue Sep 07, 2010 9:25 am
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jason_simpson
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A loan is a financial transaction in which one party (the lender) agrees to give another party (the borrower) a certain amount of money with the expectation of total repayment. The specific terms of a loan are often spelled out in the form of a promissory note or other contract. The lender can ask for interest payments in addition to the original amount of the loan (principal). The borrower must agree to the repayment terms, including the amount owed, interest rate and due dates. Some lenders can also assign financial penalties for missed or late payments.

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Post Mon Sep 13, 2010 12:04 pm
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shaunsmithzig
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Consolidation loans entails taking loan to pay off any other loan. Motto of this loan can be to secure a lower interest rate, to have a fixed interest rate or servicing only one loan. On the other hand unconsolidated I think you mean any general loan.

Both have their own significance....

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Post Mon Sep 20, 2010 3:29 pm
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James00
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A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. 

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Post Mon Sep 27, 2010 12:59 pm
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nik098
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I would go with Payday loan
Post Sat Oct 02, 2010 6:24 pm
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jason_simpson
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quote:
Originally posted by Crystal33
What is the difference between a consolidated loan and an unconsolidated one? Which is better?


Consolidation loans are the replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period.

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Post Wed Oct 06, 2010 8:02 am
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financegenie
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I don't think so loan is like a dept if you can give amount to bank at right time or before the date at which banks wants the money one could not be in any dept and paying early to bank which makes yours interest would be less as compared to interest at which you have taken loan.

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Post Wed Oct 13, 2010 9:12 am
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Adria.John
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quote:
Originally posted by nik098
I would go with Payday loan


The choice of people in using pay day loans over any other type of loan is due to the fact that pay day loans are very easy to obtain. The process of application is simple and fast. Thus, if you have an emergency medical expense, which cannot wait for a couple of days for traditional loans to get approved, the best option is applying for pay day loans. Pay day loans can be approved within the day. Thus, pay day loans made the waiting for approval much shorter.

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Post Thu Oct 14, 2010 5:02 am
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dobee
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Loan Advice  Reply with quote  

Payday loans providers have risen in this economic environment are for some people are the only way of getting fast cash. Best to look at a number of payday loan services before committing to a choice, as interests rates can vary enormously.

For comparison on loan services, view FindthePaydayloan and compare providers.
Post Wed Apr 27, 2011 5:40 pm
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MASSEY
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Payday loans are helpful but it is probably advisable the consumer seek to obtain money elsewhere first. If they can not get any cash advance then they should apply for a loan, but only lend what they can afford to pay back on payment day.

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Post Sat Jul 16, 2011 11:23 pm
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Tylertim
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Hi  Reply with quote  

Most of the online loans are based on the short-term nature.These loans are to be paid in a specific period of time.In the present days online payday loans are providing short-term finance for bad credit people.People are interested with online payday loans.Because these loans are safe and easy to access loan approval and loan amount instantly from online.

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Post Mon Jul 18, 2011 2:54 am
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jennypaul
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Online payday loan is the quickest way of getting loan. It's easy and quick availability makes it so popular. Once you apply online for the cash advance and everything goes all right, you can get the required amount in hours. It is hassle free and secure way of getting a quick loan. In most of the cases, you are not required to fax any documents, which simplify and accelerate the procedure for cash advance.

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Post Wed Jul 20, 2011 12:41 pm
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