skillhunting
New Member
Cash: $ 0.65
Posts: 3
Joined: 16 Jan 2008
Location: USA
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| Bank made a mistake? |
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A few days back somebody made a deposit in my bank account for a few thousand dollars, I have no clue who it was. Maybe a bank mistake.
question; can the bank legally take me to court if I don’t report the mistake and the bank finds out later (in a few months/years) that I failed to report it?
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Wed Jan 16, 2008 10:20 pm |
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pf101
Senior Member
Cash: $ 62.25
Posts: 311
Joined: 12 Sep 2007
Location: Portland, OR
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They will find it, probably sooner than later, and they will take it back out so if it's not there, be prepared for the overdraw. It's not your money so you can't really expect to keep it...
Personal Finance 101
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Thu Jan 17, 2008 3:46 am |
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skillhunting
New Member
Cash: $ 0.65
Posts: 3
Joined: 16 Jan 2008
Location: USA
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quote:
Yes, and they could file charges and you could go to jail.
I sense some sarcasm there.
I would like to know what the law is.
I was planning to put it in a savings account and when they ask for it back I’ll give it to them. (if the penalty for early withdrawal is not too high)
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Sun Jan 20, 2008 10:24 pm |
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skillhunting
New Member
Cash: $ 0.65
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Joined: 16 Jan 2008
Location: USA
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What can they charge me with? I didn't steal anything. The bank made an error. Its my fault? They can't prove that I knew that it was a mistake and didn't report it.
"Plus, they'll deduct interest for the money held in the account."
What? Do you know what you're talking about? do you actually know the laws?
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Tue Jan 22, 2008 7:48 pm |
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Jephth
New Member
Cash: $ 1.85
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Joined: 29 Jan 2008
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Anonymous deposits into your bank account are the worst form of terrorism there is.
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Tue Jan 29, 2008 1:45 am |
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mmm513
Member
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Joined: 29 May 2006
Location: Italy
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That doubt can be cancelled by reporting them the fact.
If you are sure it's not your money go and refer the bank.
May be they gift you something ....
g.l.
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Tue Mar 11, 2008 6:32 pm |
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sirmikey1
Full Member
Cash: $ 13.60
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Joined: 16 Mar 2009
Location: USA
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Hi all,
This has happened to me in the past, and the bank never caught it.
It may have been a credit for a double charge or something, and so
I just spent the money and never heard anything more about it.
I always add a few zeros to my ATM deposits. Heee. My employer
taught me that one.
SM
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Mon Mar 16, 2009 10:40 am |
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