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  Topic: mortgage dilemma
ushomeloans

Replies: 7
Views: 3876

Post image iconForum: Personal Finance   Posted: Wed Dec 21, 2005 11:58 pm   Subject: mortgage dilemma
Most of the time, it doesnt really make sense to pay off the mortgage becuse the money is borrowed at suck a low rate, after tax deduction.

http://www.finance.cch.com/sohoApplets/MortgageTaxes.asp ...
  Topic: QUIT CALLING!!
ushomeloans

Replies: 8
Views: 9422

Post image iconForum: Credit & Loans   Posted: Wed Nov 16, 2005 8:26 pm   Subject: QUIT CALLING!!
Caller ID helps. If you own your own home and bought it with the phone number you use know, it is probably public record, so changing it would stop a lot of calls
  Topic: What to invest with $5,000
ushomeloans

Replies: 13
Views: 9610

Post image iconForum: Investing, Stocks and Bonds   Posted: Fri Nov 11, 2005 6:47 pm   Subject: What to invest with $5,000
You could time up something pre construction with less then 5000 and get 100% financing and filp. It would be the best way to come up and make the $5000 into something life changing, but it is also a ...
  Topic: Need advice on obtaining a loan.
ushomeloans

Replies: 7
Views: 2518

Post image iconForum: Personal Finance   Posted: Tue Nov 08, 2005 8:31 pm   Subject: Need advice on obtaining a loan.
Well depending on where you live i can help with a equity line.

With a equity line you could take the money as you need it, not bother with the first and it is tax deductible. Shoot me an e-mail. ...
  Topic: Home Equity Loan Tax advantages
ushomeloans

Replies: 6
Views: 6164

Post image iconForum: Taxes   Posted: Mon Nov 07, 2005 10:17 pm   Subject: Home Equity Loan Tax advantages
The reason why the tax breaks exist on the home is because the government does suggestive tax breaks. They want ppl to own a home because it helps the economy (buy more crap).
  Topic: Do you keep a secret stash?
ushomeloans

Replies: 17
Views: 11031

Post image iconForum: Personal Finance   Posted: Mon Nov 07, 2005 10:09 pm   Subject: Do you keep a secret stash?
I do from my girl friend, not wife, but still I think it is a great idea. Both should have a slush fund, so they dont question where the money goes on everything. A type of allowance, maybe just 100 d ...
  Topic: Need advice on obtaining a loan.
ushomeloans

Replies: 7
Views: 2518

Post image iconForum: Personal Finance   Posted: Mon Nov 07, 2005 10:02 pm   Subject: Need advice on obtaining a loan.
Do you own your home. If so shouldnt be a problem. Otherwise credit cards and cash advance might be the answer let me know if you own your home though
  Topic: I'm in a really horrible fix
ushomeloans

Replies: 15
Views: 8593

Post image iconForum: Credit & Loans   Posted: Thu Oct 13, 2005 5:17 pm   Subject: I'm in a really horrible fix
So you guys know, All lenders for home loans want to see/require, 4 open trade lines, older then 2 years. That means 4 credit cards, or 3 credit cards and one car loan. But when you close the car loan ...
  Topic: Good first credit card?
ushomeloans

Replies: 30
Views: 17088

Post image iconForum: Credit & Loans   Posted: Thu Oct 13, 2005 5:12 pm   Subject: Good first credit card?
less then six months, get it and wait a month or two and you will start getting a app via the mail 2 times a day
  Topic: An interesting question
ushomeloans

Replies: 21
Views: 9049

Post image iconForum: Earning & Income   Posted: Mon Oct 10, 2005 11:26 pm   Subject: An interesting question
I would go for it, like the other guy said, 8k good size of money 16k+ changes tax brackets
  Topic: Learn The Advantages Of A COFI Loan Over A Fixed Rate Mort.
ushomeloans

Replies: 8
Views: 3870

Post image iconForum: Real Estate   Posted: Mon Oct 10, 2005 11:02 pm   Subject: Learn The Advantages Of A COFI Loan Over A Fixed Rate Mort.
that is great that the guy named Bong is delivering.

Pay option arms are good for certain ppl
Self employed with varied incomes
Seasonal workers
Real estate investors

and probably a hand ful ...
  Topic: How Rich Are You?
ushomeloans

Replies: 11
Views: 5233

Post image iconForum: Personal Finance   Posted: Mon Oct 10, 2005 10:49 pm   Subject: How Rich Are You?
cant be poor in america, u can never financially hit rock bottom. Suprised to see a .01 cent income is wealthier in then many.
  Topic: Good first credit card?
ushomeloans

Replies: 30
Views: 17088

Post image iconForum: Credit & Loans   Posted: Mon Oct 10, 2005 10:42 pm   Subject: Good first credit card?
providian, store credit cards are horrible. No credit students automatically approved at usbank
  Topic: I'm in a really horrible fix
ushomeloans

Replies: 15
Views: 8593

Post image iconForum: Credit & Loans   Posted: Mon Oct 10, 2005 10:39 pm   Subject: I'm in a really horrible fix
I wouldnt worry about it too much. Your credit file is thin and that is what i would be working on. 4 credit lines and 1 or 2 loans. Emancipation? He's over 18, can't do more then that. Dont live with ...
  Topic: 1st time Home buyer...maybe not ready?
ushomeloans

Replies: 13
Views: 8051

Post image iconForum: Real Estate   Posted: Thu Oct 06, 2005 6:23 pm   Subject: 1st time Home buyer...maybe not ready?
whats so scary? what area you in and what is your situation? probably should start a new thread witht the answer
 
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