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  Topic: Credit card debt VS savings
tim_toronto

Replies: 4
Views: 4263

Post image iconForum: Personal Finance   Posted: Tue May 21, 2013 2:12 am   Subject: Credit card debt VS savings
Credit card debt is very serious and can lead to bankruptcy if you don't take care of it. Why not go on this trip once your debt is paid off and you can afford it?

edited to remove link
  Topic: Save cash for a house or get a mortgage?
tim_toronto

Replies: 6
Views: 5236

Post image iconForum: Personal Finance   Posted: Sun Apr 28, 2013 5:00 am   Subject: Save cash for a house or get a mortgage?
Yeah I would get the mortgage as it shouldn't hurt you very much depending on the extra amount.
  Topic: Living with debt
tim_toronto

Replies: 7
Views: 13882

Post image iconForum: Credit & Loans   Posted: Fri Mar 29, 2013 3:49 am   Subject: Living with debt
I think we are doomed right from the start. We see our parents borrowing money to pay for everything and so we think it is acceptable to follow in their footsteps when reality it is a very bad thing.
  Topic: Fast Cash Loan
tim_toronto

Replies: 19
Views: 29844

Post image iconForum: Credit & Loans   Posted: Fri Mar 08, 2013 3:20 am   Subject: Fast Cash Loan
Yeah I wouldn't recommend using a payday loan company unless you are out of options. But even then, make sure you pay it back ON TIME!
  Topic: Debt Plan
tim_toronto

Replies: 15
Views: 30371

Post image iconForum: Credit & Loans   Posted: Sat Feb 09, 2013 9:39 pm   Subject: Debt Plan
Honestly, it may be hard to tackle this situation by yourself. Especially if you are paying all of that interest every month.

Have you ever considered debt consolidation? It might be better to bund ...
  Topic: first time home buyer
tim_toronto

Replies: 25
Views: 57904

Post image iconForum: Real Estate   Posted: Tue Oct 09, 2012 4:15 am   Subject: first time home buyer
Honestly, everything you need to know about being a first time home buyer is right on this page http://www.mortgagerates.ca/mortgage-help/ -- it has helped me so much and I hope it helps you.
  Topic: Commercial Real Estate
tim_toronto

Replies: 15
Views: 46731

Post image iconForum: Real Estate   Posted: Tue Oct 09, 2012 4:12 am   Subject: Commercial Real Estate
I think investing in commercial real estate is wise. You can make a decent amount of money if you find the right areas.
  Topic: first time home buyer
tim_toronto

Replies: 25
Views: 57904

Post image iconForum: Real Estate   Posted: Sat Sep 15, 2012 4:30 am   Subject: first time home buyer
Grab all of the mortgage documents you need and head on over to a local broker. That is the best way to learn about the mortgage process and make an informed decision.
  Topic: Sell or Rent Out?
tim_toronto

Replies: 10
Views: 15756

Post image iconForum: Real Estate   Posted: Sat Sep 15, 2012 4:27 am   Subject: Sell or Rent Out?
Definitely rent out the home!! Why not? I currently rent out my house to 3 other people and it generates $1500/month. It really is a no brainer.
  Topic: Made a lot more money then last year, how can I get mortgage
tim_toronto

Replies: 2
Views: 11603

Post image iconForum: Credit & Loans   Posted: Sat Sep 15, 2012 4:25 am   Subject: Made a lot more money then last year, how can I get mortgage
A bank will definitely consider your cash on hand. I wouldn't just apply for a mortgage at a bank though because your not going to get the best rate. Try searching for a mortgage rate at a site like h ...
  Topic: Reducing credit card debt
tim_toronto

Replies: 28
Views: 13776

Post image iconForum: Personal Finance   Posted: Sat Sep 15, 2012 4:21 am   Subject: Reducing credit card debt
If you have a ton of credit card debt.. honestly.. apply for a debt settlement program. I have a friend who had his debt reduced by 60%. I would imagine it is the best way to get out of debt, but I do ...
  Topic: Is there any online source where I can get my credit report
tim_toronto

Replies: 10
Views: 23443

Post image iconForum: Credit & Loans   Posted: Sun May 27, 2012 4:02 am   Subject: Is there any online source where I can get my credit report
You can get a credit report at Equifax or TransUnion in Canada.
  Topic: bad credit or no credit?
tim_toronto

Replies: 23
Views: 19365

Post image iconForum: Credit & Loans   Posted: Sun May 27, 2012 3:58 am   Subject: bad credit or no credit?
You should have credit if you were working previously. However, if you haven't worked in the last 10 years, most of your credit will be irrelevant.

It is best to start rebuilding your credit befor ...
  Topic: Money-making secret from Jerry Seinfeld?
tim_toronto

Replies: 6
Views: 25497

Post image iconForum: Money Making Opportunities   Posted: Sun Mar 25, 2012 6:15 pm   Subject: Money-making secret from Jerry Seinfeld?
Jerry Seinfield is a huge beauty so it makes sense lol
  Topic: What shall I do with this property?
tim_toronto

Replies: 20
Views: 18009

Post image iconForum: Real Estate   Posted: Sun Mar 25, 2012 6:13 pm   Subject: What shall I do with this property?
Wow. what a hassle that would be.
 
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