| Author |
Message |
 Topic: Pension plan option question |
rsprec
Replies: 8
Views: 33842
|
 Forum: Retirement Planning Posted:
Tue Oct 06, 2015 2:11 am Subject: Pension plan option question |
Hi
I recently turn 55 with 21 years in current company so adds up to over 70
With that my company is being split and even though still with them on paper
For the pension plan I will be terminated ... |
| Topic: Using Savings to pay Credit Card Dept |
rsprec
Replies: 14
Views: 49267
|
Forum: Credit & Loans Posted:
Wed Jul 02, 2014 11:35 am Subject: Using Savings to pay Credit Card Dept |
Now I remember .. Yes sounds like that should be step 1 for us and maybe relook in another 3-6 months or so.
That maybe part of my issue is not Re-Looking at what is going on financially ofter enou ... |
| Topic: Using Savings to pay Credit Card Dept |
rsprec
Replies: 14
Views: 49267
|
Forum: Credit & Loans Posted:
Wed Jul 02, 2014 10:43 am Subject: Using Savings to pay Credit Card Dept |
opps .. Car with stick finally broke down .. had 200,000+k on it .. So main reason another car is needed ... Yes she learned, not sure if she will ever want to get one herself though  |
| Topic: Using Savings to pay Credit Card Dept |
rsprec
Replies: 14
Views: 49267
|
Forum: Credit & Loans Posted:
Wed Jul 02, 2014 10:41 am Subject: Using Savings to pay Credit Card Dept |
No didn't cash anything out. Was trying to struggle through thinking we can do it.
Now have 2 kids in college another about to turn 16 .. So will soon have 5 drivers in household with currently 2 ... |
| Topic: Using Savings to pay Credit Card Dept |
rsprec
Replies: 14
Views: 49267
|
Forum: Credit & Loans Posted:
Wed Jul 02, 2014 2:46 am Subject: Using Savings to pay Credit Card Dept |
Question first:
Based on my statements below is it wise to cash out one of my
ROTHS or something and pay down the Credit Cards
Then if disciplined I can make higher payments to the same ... |
| Topic: No Ready Personal Savings and feel like in a RUT |
rsprec
Replies: 14
Views: 14265
|
Forum: Credit & Loans Posted:
Fri Sep 14, 2012 3:42 pm Subject: No Ready Personal Savings and feel like in a RUT |
Perfect Guys 
Just posting one last THANK YOU .. Great Forum
Think I finally see the big picture
Depending on future happenings I may not be rich at retirement
but can at least so a ... |
| Topic: No Ready Personal Savings and feel like in a RUT |
rsprec
Replies: 14
Views: 14265
|
Forum: Credit & Loans Posted:
Fri Sep 14, 2012 1:28 am Subject: No Ready Personal Savings and feel like in a RUT |
How about this ? any comments
Mortgage I can refinance
Currently 6.1% new interest rate looks like 4.9%
( Cost is about $250.00 to refinance )
Mortgage also:
Currently paying e ... |
| Topic: No Ready Personal Savings and feel like in a RUT |
rsprec
Replies: 14
Views: 14265
|
Forum: Credit & Loans Posted:
Thu Sep 13, 2012 9:59 pm Subject: No Ready Personal Savings and feel like in a RUT |
Great Stuff, And all make sense
Let me add addtional info about my works 401K Loan option and see
if it sounds more reasonable:
( and no not just trying to get someone to say go for it )
N ... |
| Topic: No Ready Personal Savings and feel like in a RUT |
rsprec
Replies: 14
Views: 14265
|
Forum: Credit & Loans Posted:
Thu Sep 13, 2012 8:11 pm Subject: No Ready Personal Savings and feel like in a RUT |
I think this is the right forum. I read through a lot of other about Loans from 401K and other things but it all seems based on personal situation so I'm adding another post:
Main Question(s) is:
... |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Tue Mar 02, 2010 6:35 pm Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
WOW - THANK YOU BOTH
I learned a lot in short time. Some VERY good stuff
I know I'm a late bloomer as far as saving and made my mistake with CCards.
Hope others ( esspecially the young ... |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Tue Mar 02, 2010 2:19 pm Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
Ummmm - I did ... Meaning I dropped him and it's all transfered to someone else.
Not real long .. Since 2004
The Life and Roths where setup at same time.
My main concern out of all this is ... |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Tue Mar 02, 2010 3:39 am Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
OK one last thing, and I know I can go to my financial guy and get answers but thought I ask here first so I know somewhat of what I'm talking about.
The Life Insurance is "Flexible Premium Variabl ... |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Mon Mar 01, 2010 2:08 pm Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
oh: Car ... yes I thought of just keeping it going:
Already has 214,000 on it and Stick Shift - Saturns run forever to bad there done 
( Just have to teach my daughter how to drive it ) |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Mon Mar 01, 2010 2:05 pm Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
Coaster ? Are you against 'oldguy' idea at all
Just leaning that way in part due to want to get rid of all CCards before college expensis hit. Also I never really liked the Life Policies, kind of ... |
| Topic: Shoul I get a 401K Loan ? Other Suggestions ? |
rsprec
Replies: 15
Views: 5367
|
Forum: Personal Finance Posted:
Sun Feb 28, 2010 1:42 pm Subject: Shoul I get a 401K Loan ? Other Suggestions ? |
I should maybe also mention:
Employer matches the 401K
Also,
the 401K and others like most have been losing as of lately, kind of up and down the last 1/2 year |
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