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  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Fri Nov 06, 2015 9:41 pm   Subject: Need help understanding a budget.
You have 10 bills distributed fairly evenly thru the month (one about every 3 days).

And you have 6.5 paychecks - your 4.33 and your wife's 2.17. Set the value of the 6.5 paychecks equal to the 10 ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Fri Nov 06, 2015 7:21 pm   Subject: Need help understanding a budget.
I'm still working on this.

For now, the issue that is stumping me is bill due dates. For example, this is pretty much what I have:
5th
9th
10th
14th
16th
16th
18th
26th
28th
1st ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Tue Nov 03, 2015 9:23 pm   Subject: Need help understanding a budget.
What I meant by that is that I am trying to cut the number of opportunities we have to spend money. You are correct with your correction of my statement.

Question is, how would I focus more on cor ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Tue Nov 03, 2015 8:11 pm   Subject: Need help understanding a budget.
I'm already working within an excel spreadsheet, I am just confused because i think I may be making it a little too detailed - like I was saying. I like the idea of switching to maybe a two week budge ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Tue Nov 03, 2015 8:05 pm   Subject: Need help understanding a budget.

IMO, you are overthinking this. All of your ideas are directed at cash-flow, ie, trying to match your 6 paychecks against your bills. But NONE of your ideas affect the outcome. Eg, the budget-billi ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Tue Nov 03, 2015 2:50 pm   Subject: Need help understanding a budget.
Thank you. We worked on this a little more last night.

One thing I am considering doing is making every single bill we have direct draft. A few of them already are. I believe vehicle insurance and ...
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Mon Nov 02, 2015 9:51 pm   Subject: Need help understanding a budget.
Can you elaborate more on the real income stream?

Thanks
  Topic: Need help understanding a budget.
poorhouse84

Replies: 14
Views: 23355

Post image iconForum: Personal Finance   Posted: Mon Nov 02, 2015 9:21 pm   Subject: Need help understanding a budget.
Hello.

I have some questions about help with understanding a budget. I found this message board and figured you all might be able to help.

I've been on and off trying to do a personal budget si ...
 
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