Home     Forum     401k     401k Rollovers
    Register   Login   Members   Search   FAQs     Recent Posts    




Search found 3494 matches
Author Message
  Topic: Stumblred on A blessing.
oldguy

Replies: 1
Views: 75

Post image iconForum: Personal Finance   Posted: Thu Nov 16, 2017 3:38 pm   Subject: Stumblred on A blessing.
but I just became a part of an amazing gifting club.

Marquell81, these scams are everywhere - they are even worse during the holidays. So - whether you are a seller, or just a participant, be care ...
  Topic: I want to buy a new home but i don't know what i want to hav
oldguy

Replies: 1
Views: 259

Post image iconForum: Money Watch   Posted: Wed Nov 15, 2017 3:48 pm   Subject: I want to buy a new home but i don't know what i want to hav
(I'm living overseas)

Is that 'overseas' from Vietnam? Or from Australia?
  Topic: Converting HELOC into home equ. loan or other
oldguy

Replies: 1
Views: 95

Post image iconForum: Real Estate   Posted: Mon Nov 13, 2017 11:25 pm   Subject: Converting HELOC into home equ. loan or other
Any thoughts? I know this isn't the typical way to get into the rental market

That's how I did it, each time one of my houses built up equity, I borrowed against it and used the money to make a do ...
  Topic: 401K Deferral Question
oldguy

Replies: 1
Views: 251

Post image iconForum: Retirement Planning   Posted: Thu Nov 09, 2017 9:27 pm   Subject: 401K Deferral Question
Are these restrictions allowed by law? Shouldn’t she be able to contribute more? It seems completely unfair to restrict her deferrals in this manner.

As I recall (I started my 401k in about 1982 ...
  Topic: Small finacial question, BIG step for me
oldguy

Replies: 2
Views: 190

Post image iconForum: Personal Finance   Posted: Mon Nov 06, 2017 10:12 pm   Subject: Small finacial question, BIG step for me
If I followed correctly, you are about $11,000 in debt, have one asset (the car), and you earn $53,000 per year.

Do you have anything that could be sold - motorcycles, snow mobile, ATV, second car? ...
  Topic: 401k v. college fund?
oldguy

Replies: 3
Views: 344

Post image iconForum: Personal Finance   Posted: Sun Nov 05, 2017 11:12 pm   Subject: 401k v. college fund?
and are also still both paying off law school loans

Are these large/medium/or small?

In general, you & dh's wealth is WAY more important than a 529. If things ever get tough for your family ...
  Topic: Simple IRA vs Brokerage withdrawals
oldguy

Replies: 2
Views: 371

Post image iconForum: Investing, Stocks and Bonds   Posted: Tue Oct 24, 2017 8:14 pm   Subject: Simple IRA vs Brokerage withdrawals
If you save $2k/yr for 30 y you'll have about $60k. If you invest $2k/yr at 11%/yr you"ll have about $640k.

Don't overlook the 25% tax that you prepaid before you buy the stock at your brokerage
...
  Topic: Windfall advice for dad - Serious help needed
oldguy

Replies: 4
Views: 1514

Post image iconForum: Personal Finance   Posted: Tue Oct 17, 2017 3:37 pm   Subject: Windfall advice for dad - Serious help needed
I like his plan to move out of CA, his $60k and his $1200 /m will stretch much farther.
But I don't agree with investing in real estate - trailers lose value - and they are often money pits - septic, ...
  Topic: Put Money towards car or home loan
oldguy

Replies: 5
Views: 888

Post image iconForum: Personal Finance   Posted: Sat Oct 07, 2017 2:52 pm   Subject: Put Money towards car or home loan
Yes, the SP500 fund is what I use, it has a longterm average return of about 11% per yr
  Topic: Put Money towards car or home loan
oldguy

Replies: 5
Views: 888

Post image iconForum: Personal Finance   Posted: Sat Oct 07, 2017 2:36 am   Subject: Put Money towards car or home loan
Depends on your goal - build wealth or prepay debt?

To build wealth you need to keep your capital and put it to work. Ie, if you spend your money on debt it won't be available for building wealth. ...
  Topic: Traditional IRA and mortgage payment
oldguy

Replies: 1
Views: 882

Post image iconForum: Taxes   Posted: Sun Sep 24, 2017 5:40 pm   Subject: Traditional IRA and mortgage payment
I can do that but! The only funds I have are in my traditional IRA.

Oh - you must have decided against selling the rental? Is that idea now "off the table"? - that would be your best way to rais ...
  Topic: On the edge of retirement - has my plan missed anything
oldguy

Replies: 3
Views: 2811

Post image iconForum: Retirement Planning   Posted: Fri Sep 15, 2017 6:46 pm   Subject: On the edge of retirement - has my plan missed anything
$380K cash (due to a combination of being able to sleep at night

I retired about 19 years ago. After setting aside some cash, I learned that NOT being invested kept me awake, lol. I had been fully ...
  Topic: newbie with retirement questions.
oldguy

Replies: 16
Views: 3479

Post image iconForum: Retirement Planning   Posted: Wed Sep 13, 2017 11:30 pm   Subject: newbie with retirement questions.
...what your saying is my guy isnt very good...

lol - well, you said that his selections didn't make money during the last two years - but the general market went up about 35% in those two years? ...
  Topic: newbie with retirement questions.
oldguy

Replies: 16
Views: 3479

Post image iconForum: Retirement Planning   Posted: Wed Sep 13, 2017 6:24 pm   Subject: newbie with retirement questions.
he says he agrees with the no load fund companies......IF the overall market wasnt at all time highs......

Today the market is 22,000 (the Dow30). In 16 years (Year 2033) it should be at about 101 ...
  Topic: newbie with retirement questions.
oldguy

Replies: 16
Views: 3479

Post image iconForum: Retirement Planning   Posted: Tue Sep 12, 2017 5:50 pm   Subject: newbie with retirement questions.
taking from the savings and investing in this franklin fund.

I would recommend against that. Franklin Templeton sells mostly bundled mutual funds - that are Class A (high fees), they trade in ann ...
 
Page 1 of 233 Goto page 1, 2, 3 ... 231, 232, 233  Next
All times are GMT
Jump to:  




Money Talk © 2003-2016