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  Topic: What state to file
nemoryer

Replies: 7
Views: 26268

Post image iconForum: Taxes   Posted: Fri Oct 16, 2015 8:53 am   Subject: What state to file
I live in Washington State and will be dying soon from terminal cancer. in about 1 month.

MY ONLY ADULT SON LIVES IN Massachusetts.

Previously because my SMALL SS income (sole iincome for 7 ...
  Topic: WHAT HAPPENS TO SMALL DEBS AFTER ONE DIES
nemoryer

Replies: 8
Views: 33531

Post image iconForum: Real Estate   Posted: Wed Sep 23, 2015 10:10 pm   Subject: WHAT HAPPENS TO SMALL DEBS AFTER ONE DIES
I have terminal cancer and my prognosis is maybe 1 month from now. I live in Washington state.

Since June, I have been renting a 1-bedroom apartment for $1015 and around $71 for utilities payable ...
  Topic: Who keeps the original documents
nemoryer

Replies: 11
Views: 29927

Post image iconForum: Money Watch   Posted: Fri Jul 31, 2015 3:34 pm   Subject: Who keeps the original documents
Am doing some cleaning up and I forgot what was said after my estate planning documents were drafted many years ago.

Should I have the originals in my possession (I live in WA state) or should my ...
  Topic: Paying Down on a Mortgage with Money Received as Gift
nemoryer

Replies: 20
Views: 96070

Post image iconForum: Credit & Loans   Posted: Thu Jun 18, 2015 12:46 pm   Subject: Paying Down on a Mortgage with Money Received as Gift
I live on the West Coast. I have "gifted" my son a sum of $100,000 which I asked him to apply towards his FIRST MORTGAGE and pay it down. There will still b a balance remaining.

I also sent them ...
  Topic: Credit Card "Guaranty" vs. "actual charge&quo
nemoryer

Replies: 8
Views: 37249

Post image iconForum: Credit & Loans   Posted: Wed Nov 27, 2013 5:09 pm   Subject: Credit Card "Guaranty" vs. "actual charge&quo
First time this has happened.

I live in the U.S. I just booked a hotel in Amsterdam for next year. On the hotel's confirmation letter to me, they said that "this was not a payment, just a guaran ...
  Topic: How to file return when Wife is in Jail
nemoryer

Replies: 16
Views: 36488

Post image iconForum: Taxes   Posted: Mon Jan 07, 2013 4:07 pm   Subject: How to file return when Wife is in Jail
The couple is my friend (of many years).

There is a restraining order against the wife who is in jail so Husband cannot see her and her Public Defender is very uncooperative, rude and wants nothing ...
  Topic: Credit Card Dispute - Wishing to Close Card Account
nemoryer

Replies: 9
Views: 11575

Post image iconForum: Credit & Loans   Posted: Fri Sep 14, 2012 3:48 pm   Subject: Credit Card Dispute - Wishing to Close Card Account
In June I was in a foreign country and was victimized by a ruthless merchant who "doctored" the bill, that when I saw my statement, I immediately called the bank to report it. First, I thought it was ...
  Topic: Bank did not resolve fraudulent dispute in June
nemoryer

Replies: 11
Views: 13123

Post image iconForum: Credit & Loans   Posted: Sun Aug 19, 2012 6:13 pm   Subject: Bank did not resolve fraudulent dispute in June
Hello, I am very upset and quite distraught.

Last June of 2012, I visited israel and while there, encountered a crooked merchant on the street who literally forced me into buying 2 of his coins (I ...
  Topic: Can you stop a foreclosure proceeding
nemoryer

Replies: 10
Views: 8357

Post image iconForum: Real Estate   Posted: Sat Jun 23, 2012 5:01 pm   Subject: Can you stop a foreclosure proceeding
My niece is very evasive about her affairs and I surmise it's due to guilt or shame. We are very close. At the expense of being branded a nosey aunt (but caring and loving), please help me understan ...
  Topic: Qualifying for Home Loan after Bankruptcy & Short Sale
nemoryer

Replies: 7
Views: 3186

Post image iconForum: Real Estate   Posted: Tue Jan 31, 2012 2:31 am   Subject: Qualifying for Home Loan after Bankruptcy & Short Sale
So true! "Mismanaged" is the key word for them. They've made good salaries but spend like there's no tomorrow. The credit card loans were from years and years ago that they've managed to cover up w ...
  Topic: Qualifying for Home Loan after Bankruptcy & Short Sale
nemoryer

Replies: 7
Views: 3186

Post image iconForum: Real Estate   Posted: Tue Jan 31, 2012 12:44 am   Subject: Qualifying for home loan
PS -- YES they are both still employed with same employers for over 20 years.
  Topic: Qualifying for Home Loan after Bankruptcy & Short Sale
nemoryer

Replies: 7
Views: 3186

Post image iconForum: Real Estate   Posted: Tue Jan 31, 2012 12:36 am   Subject: Qualifying for Home Loan after Bankruptcy & Short Sale
Hello.

2 years ago, she owed $68k (approx) on credit cards so she filed for BK and is paying through the Trustee for 5 years. This year will finish her 2nd year.

Far as staying in the current h ...
  Topic: Qualifying for Home Loan after Bankruptcy & Short Sale
nemoryer

Replies: 7
Views: 3186

Post image iconForum: Real Estate   Posted: Mon Jan 30, 2012 11:52 pm   Subject: Qualifying for Home Loan after Bankruptcy & Short Sale
My niece filed for BK Chapter 11 in California 2 years ago.

She tried to re-modify her loan (house severely underwater) but Wells Fargo Bank refused to help them out.

She stopped paying mortgage ...
  Topic: Problem witih our Condo Management Company
nemoryer

Replies: 8
Views: 6881

Post image iconForum: Real Estate   Posted: Sun Jun 05, 2011 7:43 pm   Subject: Problem witih our Condo Management Company
I live in a condo complex in Washington State.

We changed management companies few years ago.

We are experiencing some problems and would like to know the following.

1) After the Management ...
  Topic: Filing Bankruptcy to cover medical bills
nemoryer

Replies: 9
Views: 2933

Post image iconForum: Credit & Loans   Posted: Tue May 17, 2011 10:59 pm   Subject: Filing Bankruptcy to cover medical bills
Hypothetically speaking, if someone owns a home that is paid off (although not valued very much) and has a retirement account but has overwhelming hospital bills that is tremendous burden to pay, can ...
 
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