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  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Wed Oct 28, 2015 12:22 am   Subject: Personal Finance Advice Requested...What would you do next?
Thanks for helping me keep the emotions in check. Cashing in the retirement funds would reduce all the gains made due to taxes and penalties. Would really hate to see that. That's not a good return on ...
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Tue Oct 27, 2015 5:43 pm   Subject: Personal Finance Advice Requested...What would you do next?
I appreciate all the advice so far.

It sounds like putting every extra dollar toward the 7.9% student loans is the best path forward. And then possibly the 6.8% loans after that.

However, it is ...
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Tue Oct 27, 2015 5:16 pm   Subject: Personal Finance Advice Requested...What would you do next?
Yes, 2 kids. Bananafish, you'd be surprised what happens to your budget once you have kids. More food, childcare, clothes. We are already looking at where we can cut costs and free up some money to pu ...
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Tue Oct 27, 2015 12:02 am   Subject: Personal Finance Advice Requested...What would you do next?
The student loans are mostly from grad school a few years back. 30K is from undergrad and at 3%.
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Mon Oct 26, 2015 9:07 pm   Subject: Personal Finance Advice Requested...What would you do next?
I appreciate your advice. Thank you.

Hmm. This is making me have borrower's remorse. lol. I don't like being exposed to interest rate changes. At least right now, we are at an 2.875% interest rate ...
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Mon Oct 26, 2015 7:39 pm   Subject: Personal Finance Advice Requested...What would you do next?
The retirement holdings are a broad mix of index funds mostly from Vanguard. Total Stock, Total International Stock, Emerging markets, Bond funds, etc. Average return about 10%

I'm not sure who pay ...
  Topic: Personal Finance Advice Requested...What would you do next?
marshallartist

Replies: 14
Views: 22951

Post image iconForum: Personal Finance   Posted: Mon Oct 26, 2015 7:48 am   Subject: Personal Finance Advice Requested...What would you do next?
Hi my name is Damon. First time post after frequenting this forum for years. Sorry for the lengthy post.
I would like to seek your advice on what you would do next based on the following:

The dil ...
 
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