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  Topic: Equity loan

Replies: 19
Views: 39384

Post image iconForum: Real Estate   Posted: Mon Nov 01, 2010 12:33 pm   Subject: Equity loan
An equity loan is a mortgage loan in which the borrower receives cash. Typically the loan is secured by real estate already owned outright.Owning a home can provide many financial benefits for the pro ...
  Topic: Refinance advice

Replies: 14
Views: 10666

Post image iconForum: Credit & Loans   Posted: Mon Nov 01, 2010 12:20 pm   Subject: Refinance advice
A mortgage is basically like a giant house-sized savings account. The "savings" is your home equity, which is the appreciation of the value of your home and the amount of principle you have paid off o ...
  Topic: Short-Term Capital Gains

Replies: 11
Views: 5651

Post image iconForum: Taxes   Posted: Mon Nov 01, 2010 12:15 pm   Subject: Short-Term Capital Gains
The gain one realizes by closing a position one has held for less than one year. For example, if one buys a stock or bond and sells it five months later for more than what one paid, the gain is consid ...
  Topic: Mortgage Points

Replies: 5
Views: 28897

Post image iconForum: Taxes   Posted: Mon Nov 01, 2010 12:13 pm   Subject: Mortgage Points
Points come in two varieties: there are discount points you pay to your lender and origination points you pay to the mortgage broker arranging your loan. Regardless of the type of point, one point is ...
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