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  Topic: Borrow from a bank or a parent (or both)??
dswails2729

Replies: 10
Views: 27136

Post image iconForum: Credit & Loans   Posted: Tue Aug 20, 2013 4:22 pm   Subject: Borrow from a bank or a parent (or both)??
You're pretty close oldguy: the Civis has 117k miles (mostly highway- the guy went to school in Arizona and a lot of the miles are from traveling back and forth). The purchase price is $6,600, which I ...
  Topic: Borrow from a bank or a parent (or both)??
dswails2729

Replies: 10
Views: 27136

Post image iconForum: Credit & Loans   Posted: Mon Aug 19, 2013 7:05 pm   Subject: Borrow from a bank or a parent (or both)??
Thank you guys. She is 25 yrs old and just moved from NYC to Long Island so she doesn't have a ton of extra money sitting around to purchase the vehicle outright. We found a used 2005 Honda Civic for ...
  Topic: Borrow from a bank or a parent (or both)??
dswails2729

Replies: 10
Views: 27136

Post image iconForum: Credit & Loans   Posted: Mon Aug 19, 2013 3:18 pm   Subject: Borrow from a bank or a parent (or both)??
So it would be more beneficial to take the loan from her father instead of taking the loan from the bank and paying it off monthly to get credit?
  Topic: Borrow from a bank or a parent (or both)??
dswails2729

Replies: 10
Views: 27136

Post image iconForum: Credit & Loans   Posted: Mon Aug 19, 2013 2:51 pm   Subject: Borrow from a bank or a parent (or both)??
So my girlfriend is purchasing a used vehicle from a private seller and we're currently pondering which route to take in regards to the loan. Her father is offering to front the money to purchase the ...
  Topic: ETF or Index mutual fund?
dswails2729

Replies: 3
Views: 4607

Post image iconForum: Investing, Stocks and Bonds   Posted: Thu Apr 25, 2013 8:04 pm   Subject: ETF or Index mutual fund?
Hello forum,
I'm interested in putting some money away into an account to grow for a down payment on a house and am not sure if I should put it in an ETF account or index mutual fund? I'm not exactl ...
  Topic: 401k Question
dswails2729

Replies: 9
Views: 7508

Post image iconForum: Retirement Planning   Posted: Thu Jun 28, 2012 7:21 pm   Subject: 401k Question
Thank you very much oldguy.
  Topic: 401k Question
dswails2729

Replies: 9
Views: 7508

Post image iconForum: Retirement Planning   Posted: Thu Jun 28, 2012 6:01 pm   Subject: SR2050
Strategic allocation (%)

Emerging Markets Debt 2.0
REITs 3.5
High Yield 4.0
Direct Real Estate 7.0
Core Fixed Income 7.0
U.S. Small Cap Equity 9.0
Emerging Markets Equity 10.0
International ...
  Topic: 401k Question
dswails2729

Replies: 9
Views: 7508

Post image iconForum: Retirement Planning   Posted: Thu Jun 28, 2012 6:00 pm   Subject: 401k Question
Thank you for your responses. This is what is found in SR2050.

Portfolio holdings (%)**
Mortgage Private Placement Fund 0.2
Liquidity Fund 2.1
Intrepid International Fund 3.5
International Real ...
  Topic: 401k Question
dswails2729

Replies: 9
Views: 7508

Post image iconForum: Retirement Planning   Posted: Thu Jun 28, 2012 4:53 pm   Subject: 401k Question
Should I invest in the SP500 Index fund or Smart Retirement 2050 fund in my 401k account? I am 28 yrs old and currently putting my money in the SR2050 fund but have been reading in a lot of your threa ...
  Topic: smartest city to buy a beach front condo for investment?
dswails2729

Replies: 4
Views: 7789

Post image iconForum: Real Estate   Posted: Tue Jun 26, 2012 8:09 pm   Subject: smartest city to buy a beach front condo for investment?
If you want something closer to AL, look at Fort Walton Beach, FL.
  Topic: smartest city to buy a beach front condo for investment?
dswails2729

Replies: 4
Views: 7789

Post image iconForum: Real Estate   Posted: Tue Jun 26, 2012 8:07 pm   Subject: smartest city to buy a beach front condo for investment?
You may want to look into Mexico Beach, FL. It's ~ 30 minutes east of Panama City Beach. It's on the up and coming so everything is pretty cheap right now.
  Topic: Does anyone have a Money Market Savings Account with Ally??
dswails2729

Replies: 1
Views: 4998

Post image iconForum: Personal Finance   Posted: Wed Jun 13, 2012 4:21 pm   Subject: Does anyone have a Money Market Savings Account with Ally??
If so, what are your thoughts on using an online bank for an MMSA? Have you had any issues? What are the pros/cons?

Thank you in advance!
 
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