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  Topic: Feedback On My Retirement Plan
Temujin_12

Replies: 4
Views: 4635

Post image iconForum: Retirement Planning   Posted: Wed Apr 18, 2012 9:49 pm   Subject: Feedback On My Retirement Plan
And I would add a Taxable Account, also invested at 11%/yr. You need an account that is not tied to age 59 1/2, not emcumbered with constraints. It can be used for college, kids college, houses, etc. ...
  Topic: Feedback On My Retirement Plan
Temujin_12

Replies: 4
Views: 4635

Post image iconForum: Retirement Planning   Posted: Wed Apr 18, 2012 4:03 pm   Subject: Feedback On My Retirement Plan
Bit of life context:

- 31 years old
- software engineer making solid 6-figures
- wife and 3 kids
- wife was working (photographer) but recently stopped due to health problems and will be doing p ...
  Topic: Best place to put my 6-month reserve savings
Temujin_12

Replies: 8
Views: 5488

Post image iconForum: Personal Finance   Posted: Wed Sep 28, 2011 11:39 pm   Subject: Best place to put my 6-month reserve savings
That's an interesting idea. Perhaps having an Amex card would allow me to put the 6-month's savings in a less liquid, but higher yield account(s) as long as they are liquid enough to pay off the Amex ...
  Topic: Best place to put my 6-month reserve savings
Temujin_12

Replies: 8
Views: 5488

Post image iconForum: Personal Finance   Posted: Wed Sep 28, 2011 5:01 pm   Subject: Best place to put my 6-month reserve savings
Age: 31
Employment: full-time (salaried)
Dependents: spouse + 3 kids (7 and under)

One thought I've had is to not necessarily have all 6-months in one place. Perhaps having 3 months in a FDIC-ins ...
  Topic: Best place to put my 6-month reserve savings
Temujin_12

Replies: 8
Views: 5488

Post image iconForum: Personal Finance   Posted: Tue Sep 27, 2011 5:10 pm   Subject: Best place to put my 6-month reserve savings
I'm trying to decide on the best place to put my 6-month reserve savings. I've paid off all debt (student/credit-card/auto) but I still, unsurprisingly, have a mortgage. I'm up to 3'ish months savings ...
  Topic: What insurance coverage should I have now that I own my cars
Temujin_12

Replies: 1
Views: 1930

Post image iconForum: Personal Finance   Posted: Tue Sep 27, 2011 4:59 pm   Subject: What insurance coverage should I have now that I own my cars
I recently was laid off, got a nice severance, and was able to quickly find a better job. I decided to just pay off the loans on my 2 cars so now I own them outright and can take the money from those ...
  Topic: Taxes and severance
Temujin_12

Replies: 2
Views: 16522

Post image iconForum: Taxes   Posted: Sat Aug 27, 2011 1:17 am   Subject: Taxes and severance
I was laid-off at the beginning of the month. My company gave those laid-off a 6 month severance package. Anxious to get back to work so I can pocket as much of that severance as possible, I aggressiv ...
  Topic: How to best use generous bonus
Temujin_12

Replies: 2
Views: 1362

Post image iconForum: Personal Finance   Posted: Thu Sep 30, 2010 7:35 pm   Subject: How to best use generous bonus
I work for a great company that is managing double digit growth and their bonuses this year are very generous.

What I'm looking for is advice on how to best use the money from the bonus. Here's wha ...
  Topic: Sent extra payment to old mortgage when refinancing
Temujin_12

Replies: 3
Views: 2271

Post image iconForum: Credit & Loans   Posted: Sat Feb 27, 2010 8:47 pm   Subject: Sent extra payment to old mortgage when refinancing
Here's the situation:

We recently refinanced to drop our rate ~1% (yea!). Funds from the refinance to the old mortgage were sent yesterday (02/26) and will be processed Monday (03/01). However, we ...
  Topic: Separating Personal/Business Finances
Temujin_12

Replies: 8
Views: 3226

Post image iconForum: Credit & Loans   Posted: Thu Feb 04, 2010 3:28 pm   Subject: Separating Personal/Business Finances
Thanks for the reply Raptor.

Sole-proprietorship is not a legal entity.

Right. We're thinking of incorporating in the near future and want to clean things up a year or two before doing so.

I ...
  Topic: Separating Personal/Business Finances
Temujin_12

Replies: 8
Views: 3226

Post image iconForum: Credit & Loans   Posted: Thu Feb 04, 2010 1:12 am   Subject: Separating Personal/Business Finances
My wife runs her own photography business (6+ years). It has been successful (as far as sole-proprietorship 0 employees businesses go). During the recent downturn, she saw a certain segment of her re ...
  Topic: Where to focus on paying down debt
Temujin_12

Replies: 9
Views: 4510

Post image iconForum: Credit & Loans   Posted: Thu Feb 04, 2010 12:56 am   Subject: Where to focus on paying down debt
Here's the scenario:

My wife and I were one of the many people unfortunate enough to have purchased our first home in 2006. We now owe ~$45k more than what it is worth. We are able to make payments ...
 
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