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  Topic: How to treat 149k loan
Sdubz

Replies: 4
Views: 6167

Post image iconForum: Personal Finance   Posted: Fri Apr 14, 2017 9:07 pm   Subject: How to treat 149k loan
its an equity loc too.
  Topic: How to treat 149k loan
Sdubz

Replies: 4
Views: 6167

Post image iconForum: Personal Finance   Posted: Fri Apr 14, 2017 8:54 pm   Subject: How to treat 149k loan
I am inheriting a 149k fixed loan from a family member that will become variable at the end of this year. My goal is to keep the payments as low as possible and im worried it will be over 1k a month w ...
  Topic: How to spend $30k
Sdubz

Replies: 5
Views: 14353

Post image iconForum: Personal Finance   Posted: Tue May 24, 2016 10:50 pm   Subject: How to spend $30k
This is for my uncle actually sorry for not clarifying he is currently 65?
  Topic: How to spend $30k
Sdubz

Replies: 5
Views: 14353

Post image iconForum: Personal Finance   Posted: Tue May 24, 2016 8:06 pm   Subject: How to spend $30k
Thanks for the feedback. I forgot to mention that I hope to retire in the next 5 years. Does that change things?
  Topic: How to spend $30k
Sdubz

Replies: 5
Views: 14353

Post image iconForum: Personal Finance   Posted: Tue May 24, 2016 4:47 am   Subject: How to spend $30k
Hi there,

I just had a $30k windfall and hoping for some advice on how to best utilize it. Some background and then my question below:

Mortgage interest rate if 4.75 but now that there is only 2 ...
  Topic: Switching Jobs.stay with Fidelity or switch to Principal?
Sdubz

Replies: 8
Views: 21668

Post image iconForum: Retirement Planning   Posted: Mon Sep 23, 2013 2:51 am   Subject: Switching Jobs.stay with Fidelity or switch to Principal?
Thanks for all of your insight coaster, wino, and clydewolf!

I have a 401k with Fidelity and in my vanguard acct i have a VTSMX index fund.

I am thinking of rolling over my fidelity 401k into th ...
  Topic: Switching Jobs.stay with Fidelity or switch to Principal?
Sdubz

Replies: 8
Views: 21668

Post image iconForum: Retirement Planning   Posted: Sun Sep 22, 2013 7:16 pm   Subject: Switching Jobs.stay with Fidelity or switch to Principal?
also, if i can only put 6500 in a traditional IRA, should i just go with the 401k to max out 16500?
  Topic: Switching Jobs.stay with Fidelity or switch to Principal?
Sdubz

Replies: 8
Views: 21668

Post image iconForum: Retirement Planning   Posted: Sun Sep 22, 2013 7:10 pm   Subject: Switching Jobs.stay with Fidelity or switch to Principal?
Thanks for your insight Coaster.

I have an account with vanguard.

what is a comparable fund to the fidelity fund i have that vanguard offers?
  Topic: Switching Jobs.stay with Fidelity or switch to Principal?
Sdubz

Replies: 8
Views: 21668

Post image iconForum: Retirement Planning   Posted: Sat Sep 21, 2013 2:47 am   Subject: Switching Jobs.stay with Fidelity or switch to Principal?
Hi All,

Currently I have my 401k with Fidelity and 100% in SpartanŽ 500 Index Fund - Fidelity Advantage Institutional Class.

I am switching companies, and the new company is offering Principal. ...
  Topic: How would you budget $90k?
Sdubz

Replies: 4
Views: 4796

Post image iconForum: Personal Finance   Posted: Wed Apr 17, 2013 12:48 am   Subject: How would you budget $90k?
Would love to see how you would budget a $90k salary if you were in my situation.

Situation: No debt, monthly rent of $500, about $170 in gas per month, and the rest is left to save, invest and spe ...
  Topic: Debt Free! Now What?
Sdubz

Replies: 5
Views: 5736

Post image iconForum: Personal Finance   Posted: Sat Dec 15, 2012 10:08 pm   Subject: Debt Free! Now What?
Thanks for the input oldguy.

My taxable fund is with vanguard and their VTSMX. Do you suggest I begin putting all my extra money into that?
  Topic: Debt Free! Now What?
Sdubz

Replies: 5
Views: 5736

Post image iconForum: Personal Finance   Posted: Sat Dec 15, 2012 7:03 pm   Subject: Debt Free! Now What?
Hi Everyone,

I have been working diligently to pay off my student loan debt and am finally debt free.

I currently live at home and have no expenses other than food/gas/entertainment.

I try to ...
  Topic: Want to pay off my parents debt
Sdubz

Replies: 2
Views: 4271

Post image iconForum: Retirement Planning   Posted: Wed Jun 20, 2012 11:56 pm   Subject: Want to pay off my parents debt
Hi Guys,

I have been posting here for some time but wanted to give an update on my situation and see what i should focus on in the next few years:

I am 23 and make about $75k a year before taxes ...
  Topic: two 401ks, mutual fund and want to open a ROTH IRA
Sdubz

Replies: 8
Views: 12583

Post image iconForum: Retirement Planning   Posted: Wed Feb 22, 2012 3:56 am   Subject: two 401ks, mutual fund and want to open a ROTH IRA
Thanks for the reply oldguy. i appreciate your thoughts and like your style

also thanks to my fellow christian littleroc02us & coaster
  Topic: two 401ks, mutual fund and want to open a ROTH IRA
Sdubz

Replies: 8
Views: 12583

Post image iconForum: Retirement Planning   Posted: Wed Feb 22, 2012 2:32 am   Subject: two 401ks, mutual fund and want to open a ROTH IRA
Thanks for the advice. i plan to kill my student loans in the next six months, then plant o max out a roth ira for 2012 and 2013.

@oldguy would you suggest:

100% Fidelity Low-Priced Stock Fund - ...
 
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