| Author |
Message |
 Topic: Suitability of Annuities |
SBL_2012
Replies: 18
Views: 12697
|
 Forum: Retirement Planning Posted:
Mon May 14, 2012 12:16 am Subject: Nonsense |
Dear ETF
ETF's don't have a place in everyone's portfolio. I prefer active management rather than passive management as a whole. Sometimes ETF's have performed better than mutual funds and someti ... |
| Topic: Why imprison my money til I'm 59 and a half years old? |
SBL_2012
Replies: 17
Views: 7445
|
Forum: Retirement Planning Posted:
Sun Apr 08, 2012 11:03 pm Subject: Why imprison my money til I'm 59 and a half years old? |
| I'm familiar with the Laffer Curve and tax rates under the Clinton administration didn't do much to slow growth and tax rates were higher than they are now. It's not unlikely that rates will head in ... |
| Topic: Why imprison my money til I'm 59 and a half years old? |
SBL_2012
Replies: 17
Views: 7445
|
Forum: Retirement Planning Posted:
Sun Apr 08, 2012 2:32 am Subject: Why imprison my money til I'm 59 and a half years old? |
| I don't link the United States to Europe because they are apples and oranges. The interesting thing is the United States can print money when we run into a crisis and it was been done so under Republ ... |
| Topic: Why imprison my money til I'm 59 and a half years old? |
SBL_2012
Replies: 17
Views: 7445
|
Forum: Retirement Planning Posted:
Sat Apr 07, 2012 10:43 pm Subject: Why imprison my money til I'm 59 and a half years old? |
| Also with the argument that the Roth advantage is lost if we go to a federal sales tax, you'll still pay a tax on the Traditional IRA money when you withdraw it and then pay a national sales tax. Wha ... |
| Topic: Why imprison my money til I'm 59 and a half years old? |
SBL_2012
Replies: 17
Views: 7445
|
Forum: Retirement Planning Posted:
Sat Apr 07, 2012 10:36 pm Subject: Why imprison my money til I'm 59 and a half years old? |
| Well with the mounting debt and rising costs of government programs there's only one option and that is to raise taxes because cutting government programs only goes so far. Here's what I'd ask you Ol ... |
| Topic: Why imprison my money til I'm 59 and a half years old? |
SBL_2012
Replies: 17
Views: 7445
|
Forum: Retirement Planning Posted:
Sat Apr 07, 2012 7:23 pm Subject: Your situation |
| As a licensed financial advisor with Morgan Stanley I will share a few thoughts. One of the most troubling things I see is the number of people who say "I wish I would have started saving sooner". I ... |
| Topic: investment in precious metals |
SBL_2012
Replies: 29
Views: 11292
|
Forum: Investing, Stocks and Bonds Posted:
Fri Feb 17, 2012 7:05 pm Subject: investment in precious metals |
| Commodities are a defense strategy and should be thought of as a defensive strategy. Just remember, when everyone else is doing it because there is a hype, that's a good indication to stay away. Sil ... |
| Topic: Suitability of Annuities |
SBL_2012
Replies: 18
Views: 12697
|
Forum: Retirement Planning Posted:
Wed Jan 11, 2012 2:17 am Subject: Suitability of Annuities |
| One thing that the regulators are cracking down on is suitability of annuities. These products have a place in many portfolios but there has been many advisors/brokers who have hammered people with u ... |
| Topic: What to do with inheritance |
SBL_2012
Replies: 11
Views: 3719
|
Forum: Personal Finance Posted:
Mon Jan 02, 2012 12:35 am Subject: My thoughts |
| Your income is meets the guidelines for Roth IRA participation and in 2010 they repealed the income limits of 100K for Roth IRA conversion. Taxes are at an all time low and I would be paying taxes no ... |
| Topic: 401K Rollover Options |
SBL_2012
Replies: 7
Views: 7847
|
Forum: Retirement Planning Posted:
Mon Dec 26, 2011 6:52 pm Subject: 401K Rollover Options |
| One of the other issues many of my clients are facing is the options for 401K rollovers. Many companies will allow for in-service distributions without penalty. This allows for easy transfer to a Ro ... |
| Topic: Buying Us Bonds |
SBL_2012
Replies: 14
Views: 4855
|
Forum: Investing, Stocks and Bonds Posted:
Mon Dec 26, 2011 1:12 pm Subject: Buying Us Bonds |
Tim-
I would not post a specific recommendation in this forum. These matters would be dealt with offline. Thanks for looking out though. |
| Topic: Strategies for Retirement Planning |
SBL_2012
Replies: 7
Views: 10262
|
Forum: Retirement Planning Posted:
Sat Dec 24, 2011 8:49 pm Subject: Strategies for Retirement Planning |
| I've talked to many clients of mine before and after I earned their business and have seem some similarities with many facing retirement today. There is the obvious that most of them never planned to ... |
| Topic: Buying Us Bonds |
SBL_2012
Replies: 14
Views: 4855
|
Forum: Investing, Stocks and Bonds Posted:
Sat Dec 24, 2011 1:07 pm Subject: Bonds |
| I believe you could find much better investments than the treasury. You'll wind up chasing yield and getting into a situation where you'll end up with 30 year bonds and when interest rates start goin ... |
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