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  Topic: American Express Delta Sky Miles card
RandRmoney

Replies: 2
Views: 5518

Post image iconForum: Credit & Loans   Posted: Thu Mar 29, 2012 12:51 pm   Subject: American Express Delta Sky Miles card
What's the deal with this card? Does having an AMEX card mean the same as it used to?

And what is the deal with the earning miles and how easy is it to use them?
  Topic: Home equity loan, refi or HELOC?
RandRmoney

Replies: 1
Views: 1178

Post image iconForum: Real Estate   Posted: Sun Jan 08, 2012 3:33 am   Subject: Home equity loan, refi or HELOC?
Here's the situation:

A duplex two - 2 bedroom units. Owned flat out. Bought it for 30k, put about 10k in it. Very nice rentable units. 750 and 650 pr month.

I have good credit 720 -750. I pret ...
  Topic: What shall I do with this property?
RandRmoney

Replies: 20
Views: 18009

Post image iconForum: Real Estate   Posted: Mon Dec 19, 2011 6:26 pm   Subject: Thanks
But as the administrator of the estate I have the option of keeping and maintaining the house, correct? I am exploring options of renting out the house until the market picks up.

Also, aren't ther ...
  Topic: A new landlord needs advice.
RandRmoney

Replies: 4
Views: 11748

Post image iconForum: Real Estate   Posted: Mon Dec 19, 2011 1:43 pm   Subject: A new landlord needs advice.
What do my fellow landlords do with the first, last and security deposit?
  Topic: What shall I do with this property?
RandRmoney

Replies: 20
Views: 18009

Post image iconForum: Real Estate   Posted: Mon Dec 19, 2011 2:17 am   Subject: What shall I do with this property?
I am the administrator of my deceased father's estate. His home in N.C. is worth about 75k but the balance of his mortgage is like 120k. Are there any programs out there to correct this situation?
  Topic: Adding positive tradelines
RandRmoney

Replies: 0
Views: 3990

Post image iconForum: Credit & Loans   Posted: Thu Sep 22, 2011 1:42 pm   Subject: Adding positive tradelines
I previously was successful in deleting two negative tradelines from two cra's.
I negotiated with the creditor and got the accounts adjusted.

Is there a letter out here to get those tradelines pu ...
  Topic: Mutual Funds vs. Annuities
RandRmoney

Replies: 2
Views: 1603

Post image iconForum: Investing, Stocks and Bonds   Posted: Thu Sep 15, 2011 8:31 pm   Subject: Mutual Funds vs. Annuities
Mutual Funds vs. Annuities...........your thoughts.........Lets go!
  Topic: Victory!.....I think
RandRmoney

Replies: 2
Views: 4086

Post image iconForum: Credit & Loans   Posted: Tue Sep 13, 2011 1:18 am   Subject: Victory!.....I think
After going back and forth with a local credit union...PFFCU...in Phila. They are going to finally remove a 30 day late from Oct '10.

I had two accounts with them. A signature loan and a credit ca ...
  Topic: Loose Change
RandRmoney

Replies: 14
Views: 7650

Post image iconForum: Personal Finance   Posted: Fri Sep 09, 2011 3:18 am   Subject: Thanks
The kids are 3yrs and the other 3 months. I do plan to teach them financial responsibility. My 3 year old can identify all the coins and know who is on what bill.
  Topic: Is it easy to refi?
RandRmoney

Replies: 4
Views: 7709

Post image iconForum: Real Estate   Posted: Thu Aug 25, 2011 11:19 am   Subject: Thanks
Now see, I don't want to do all of that. With a property thats paying for itself, a good credit standing and cash to back me up, I should'nt have to go through the hoops.

Would a home equity loan o ...
  Topic: Is it easy to refi?
RandRmoney

Replies: 4
Views: 7709

Post image iconForum: Real Estate   Posted: Thu Aug 25, 2011 12:41 am   Subject: Is it easy to refi?
About to close the deal on a duplex and I know its worth about twice as much as the purchase price.

My credit is cool...700+. Is refinancing as sweet as it used to be.

I am paying cash to lock d ...
  Topic: Is right now a good time?
RandRmoney

Replies: 6
Views: 1447

Post image iconForum: Investing, Stocks and Bonds   Posted: Tue Aug 09, 2011 10:59 pm   Subject: Is right now a good time?
Is this a good time to invest in the market?

Are mutual funds affected by whats going on now with the economy?

If this is a good time, is going with an investment firm the right thing?

If so, ...
  Topic: Here's my situation....what would you do?
RandRmoney

Replies: 3
Views: 2736

Post image iconForum: Personal Finance   Posted: Sat Jun 25, 2011 2:11 am   Subject: I knew I could count on you.
I definitely thought about refinancing the properties but the problem is the house values in the areas have dropped so much that I wont be able to get any cash out.

I would have to put a little mo ...
  Topic: Here's my situation....what would you do?
RandRmoney

Replies: 3
Views: 2736

Post image iconForum: Personal Finance   Posted: Fri Jun 24, 2011 3:08 pm   Subject: Here's my situation....what would you do?
I own two rental properties balance 55k 7% and 112k 7%. Rent profit approx. 400 total for both.
Credit score mid 700's
50k in mutual fund with local bank. Income generating for now.
60k in savings ...
  Topic: Loose Change
RandRmoney

Replies: 14
Views: 7650

Post image iconForum: Personal Finance   Posted: Sun Jun 19, 2011 2:48 am   Subject: Thanks Coaster
I see Ally Bank has good rates. Their MMA and Savings seem to have the same terms. So here's a real rookie question: Whats the difference?
 
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