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  Topic: Need a car - Have other debt obligations... Help!
Paul@GFS

Replies: 25
Views: 33467

Post image iconForum: Personal Finance   Posted: Wed Dec 14, 2016 12:52 pm   Subject: Need a car - Have other debt obligations... Help!
. Maybe you could set up an 'accumulator' account and then invest from it quarterly - or even semiannually - whatever it takes to provide a 'smoothing' effect so that the amount is always a family-imp ...
  Topic: Debt Free and Will Inherit a Bunch
Paul@GFS

Replies: 9
Views: 17976

Post image iconForum: Personal Finance   Posted: Wed Dec 14, 2016 12:50 pm   Subject: Debt Free and Will Inherit a Bunch
Ans: Yes, "The Little Book of Common Sense Investing" has been a pretty good thing for reading. You'll gain an insight into the investing process.Earning money often proves to be tough, so it has to b ...
  Topic: Bruised credit mortgage
Paul@GFS

Replies: 4
Views: 15278

Post image iconForum: Personal Finance   Posted: Mon Dec 12, 2016 1:48 pm   Subject: Bruised credit mortgage
Yes, you're below the national average. The lender is still expecting you'll repay in time. The loan has to be consolidated with your current high interest debts. You may use the equity towards home i ...
  Topic: Help I have 4 payday loans out and I can't pay them off!
Paul@GFS

Replies: 3
Views: 9369

Post image iconForum: Personal Finance   Posted: Mon Dec 12, 2016 1:45 pm   Subject: Help I have 4 payday loans out and I can't pay them off!
Two months later, I got even two more to help keep up with those original two.
This is how the Payday lender make money. It's very important for a loan applicant to analyze his true potential for re ...
  Topic: Credit unions vs banks
Paul@GFS

Replies: 6
Views: 13686

Post image iconForum: Credit & Loans   Posted: Mon Nov 14, 2016 6:20 am   Subject: Credit unions vs banks
That aside, CU will usually have a better deal - but not always.

Credit Unions seem to be a good alternative when you consider your misgivings on banks. At the same time, it's advisable that you ga ...
  Topic: Managing Debt before Kids
Paul@GFS

Replies: 7
Views: 15639

Post image iconForum: Credit & Loans   Posted: Mon Nov 14, 2016 6:19 am   Subject: Managing Debt before Kids
I move shortterm, high rates into 30 yr, Fixed Rate, low rates loans. And invest the money into the 11%/y fund.

You must have gained a much detailed knowledge on various forms of investment. Optimi ...
  Topic: Debt Free and Will Inherit a Bunch
Paul@GFS

Replies: 9
Views: 17976

Post image iconForum: Personal Finance   Posted: Fri Nov 11, 2016 11:24 am   Subject: Debt Free and Will Inherit a Bunch
Some investments "sound" really good, but I don't know enough to decide what makes sense for me.

You may get in touch with a registered representative working under a brokerage firm regulated by t ...
  Topic: Student loan repayment
Paul@GFS

Replies: 4
Views: 13074

Post image iconForum: Personal Finance   Posted: Fri Nov 11, 2016 11:22 am   Subject: Student loan repayment
Yes, there are special loan repayment programs available for Air force, Navy and Army personnel. You must inquire about this with our recruiter. I guess the LRP allows a qualified applicant to repay h ...
  Topic: First credit card (advice)?
Paul@GFS

Replies: 11
Views: 24467

Post image iconForum: Credit & Loans   Posted: Tue Oct 18, 2016 11:31 am   Subject: efficient money management
Most of us would find ourselves in a similar situation during our teenage. Getting our first credit card brings with it a number of challenges. We have to use it responsibly. If we manage our credit c ...
 
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