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  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Wed Jul 17, 2013 3:07 pm   Subject: About to take a title loan against my car
I have had bills past due over six months; I now can pay some towards them. I can now start to rebuild my credit, slowly. I know this sounds absurd and I do think what they charge is absurd but I was ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Wed Jul 17, 2013 1:02 pm   Subject: About to take a title loan against my car
Well, the rate went up because I don't start the first payment until Aug 30. Honestly, I'm very poor with numbers and math and I was so desperate to "breathe". Even if I pay them $100 extra each mont ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Wed Jul 17, 2013 1:52 am   Subject: About to take a title loan against my car
Well, it's done. I'm locked into $400 a month for a year but there is no payoff penalty and I'm hoping to get this paid down in six months. Expensive but it is my car and I did what I had to do. Tha ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Tue Jul 16, 2013 6:15 pm   Subject: About to take a title loan against my car
Old Guy: My "other half" does not have $1500 to lend me. Otherwise I guess I would ask him but not sure I want him to know how dire straits I'm in although he does have hints. The car that I'm talkin ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Tue Jul 16, 2013 4:36 pm   Subject: About to take a title loan against my car
Tim - thanks for that "opening a separate account" for loan payment idea, I will do that for sure. I"ve always wondered how is it so easy for a company (any) company to just pull funds from your acco ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Tue Jul 16, 2013 11:01 am   Subject: About to take a title loan against my car
Tim - why is it the "worst" possible thing to give them my account no? This way they will always get their money, don't you see? I'm sincerely curious why this is not a good idea? What if I move out o ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Tue Jul 16, 2013 3:56 am   Subject: I've decided to take the car title loan
I feel overwhelmed with these loans every month. It is just too stressful. I've decided to get the loan and stick to a plan to get it paid off in six months, that way getting back the title to my car ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Mon Jul 15, 2013 3:54 pm   Subject: About to take a title loan against my car
Older Guy - you are really starting to make me angry. Just last week I applied to be a "cashier" at a Truck Stop!@!@ So don't go on and on about nothing you know about me. I have GIVEN UP entirely ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Mon Jul 15, 2013 2:16 pm   Subject: About to take a title loan against my car
For "Wino" - first of all, appreciate your post but you don't know me at all to say I'm not trying hard enough. I have worked all my life since age 16. I've worked for some Fortune 500 companies over ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Sun Jul 14, 2013 5:40 pm   Subject: About to take a title loan against my car
Tim - thank you!! I read your entire message and I have to admit I'm beginning to see the light as to what you're sharing with me. Honestly if something happened to my car I 'd not only still have to ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Sun Jul 14, 2013 5:21 pm   Subject: About to take a title loan against my car
Ok, first of all I do appreciate the feedback. I don't have anybody to talk to about this (esp my significant other as he must never find out about what I'm going to do or he'll kick me out!) because ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Sun Jul 14, 2013 4:43 pm   Subject: About to take a title loan against my car
Ok, I understand that you are older and wiser with your money. I was not. I don't understand why you think this would bring around more heartache when I could pay off MOST of my bills, get rid of the ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Sun Jul 14, 2013 1:38 pm   Subject: follow up on taking car title loan for $2500
First of all, whoever posted about attempting to take out $2450 vs. the $2500 was absolutely correct. The payday people WON'T even consider it. So you were right about that.

To answer the other po ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Wed Jul 03, 2013 11:09 pm   Subject: Need both cars
Ok, first we handle finances totally separately. He is not old enough to retire and he needs his car to commute 60 miles per day to his job. He uses "my" car (the one I want to get car loan) because ...
  Topic: About to take a title loan against my car
LRobTed

Replies: 48
Views: 99420

Post image iconForum: Credit & Loans   Posted: Wed Jul 03, 2013 5:57 pm   Subject: Update on taking car title loan
First, I can't "sell" my vehicle because I need it to get around and my husband uses it at times too since his own car has got almost 250,000 miles on it and he can't afford a used car now either. Se ...
 
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