| Author |
Message |
 Topic: Need suggestions for retirement planning |
JosiahKnows
Replies: 20
Views: 9493
|
 Forum: Retirement Planning Posted:
Wed Feb 22, 2012 10:22 pm Subject: Need suggestions for retirement planning |
Well, irevolution1879, if I'm reading into the site correctly, actually they are promoting the very product I was recommending, or at least something similar, such as a VUL or Whole Life product.
... |
| Topic: Need suggestions for retirement planning |
JosiahKnows
Replies: 20
Views: 9493
|
Forum: Retirement Planning Posted:
Wed Feb 22, 2012 9:44 pm Subject: Need suggestions for retirement planning |
Percentages don't always equate to dollar amounts. This link illustrates the point:
http://www.youtube.com/watch?v=dFf6ibuAl5w&feature=related
And I'm not down on stocks, I think they have t ... |
| Topic: Consequences |
JosiahKnows
Replies: 18
Views: 6599
|
Forum: Personal Finance Posted:
Wed Feb 22, 2012 9:33 pm Subject: Consequences |
| I have to say that I love the idea of having no debt. In fact, as little debt as possible is often the way to go. However, I must with oldguy in the "starting your own business" arena. Most businesses ... |
| Topic: Need suggestions for retirement planning |
JosiahKnows
Replies: 20
Views: 9493
|
Forum: Retirement Planning Posted:
Wed Feb 22, 2012 8:50 pm Subject: Need suggestions for retirement planning |
Market Loss would be a place that I would definitely be willing for someone to step in. Things have changed dramatically over the past 20 years. Take a look at the image in this link:
http://finan ... |
| Topic: Need suggestions for retirement planning |
JosiahKnows
Replies: 20
Views: 9493
|
Forum: Retirement Planning Posted:
Wed Feb 22, 2012 5:18 pm Subject: Common Disagreement |
Spoken like a true "securities only" advisor OldGuy. 
Although 401k's are common, and taxable accounts seem worth it, I believe that when you compare the numbers apples for apples the Indexed UL ... |
| Topic: Need suggestions for retirement planning |
JosiahKnows
Replies: 20
Views: 9493
|
Forum: Retirement Planning Posted:
Tue Feb 21, 2012 3:34 am Subject: Thinking outside the box |
| There are always alternatives to retirement planning. The main things to remember are this- to plan properly you must have a combination of a competitive rate of return, tax advantages (such as tax-de ... |
| Topic: Deplete my cash to pay off student loans? |
JosiahKnows
Replies: 13
Views: 10641
|
Forum: Personal Finance Posted:
Fri Feb 17, 2012 11:37 pm Subject: Deplete my cash to pay off student loans? |
| That makes sense. I think you are beginning on a good note, and I hope the best for both of you. As your income grows I definitely recommend that you opt to elect an outside account so as not to inves ... |
| Topic: Finance question |
JosiahKnows
Replies: 23
Views: 9633
|
Forum: Personal Finance Posted:
Fri Feb 17, 2012 8:57 pm Subject: Aussie Mom |
Glad you are able to utilize the HARP provision.
For the 13k per quarter that you mentioned I would definitely not suggest paying down your current mortgage. I also understand that you may not wan ... |
| Topic: Deplete my cash to pay off student loans? |
JosiahKnows
Replies: 13
Views: 10641
|
Forum: Personal Finance Posted:
Fri Feb 17, 2012 7:56 pm Subject: Deplete my cash to pay off student loans? |
Ya, I know it's a response that encompasses a little more than you were asking, but In my career I've also seen too many in their marriages torn apart by money matters, sorry if that sounds preachy.
... |
| Topic: Deplete my cash to pay off student loans? |
JosiahKnows
Replies: 13
Views: 10641
|
Forum: Personal Finance Posted:
Fri Feb 17, 2012 7:25 pm Subject: Deplete my cash to pay off student loans? |
Clem,
To know what you should do, try thinking about your situation another way...
Would it be worth it to you if someone told you could keep an 18k investment in your bank account if you would ... |
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