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  Topic: reccomend business books here!
CreditCardForum

Replies: 48
Views: 41585

Post image iconForum: Money Watch   Posted: Sun Sep 26, 2010 9:46 am   Subject: reccomend business books here!
Benjamin Graham - Intelligent Investor (probably the best book on investing ever written)

Graham/Dodd - Security Analysis (this is a very long book, so read Intelligent Investor first!)

The Bibl ...
  Topic: To sell house or rent out house?
CreditCardForum

Replies: 16
Views: 17919

Post image iconForum: Real Estate   Posted: Sun Sep 26, 2010 9:42 am   Subject: To sell house or rent out house?
A lot of people underestimate how problematic renting out a house can be. If you get a bad tenant, it can become a total nightmare. Even with a good tenant, you may be getting calls at 2 am to unclog ...
  Topic: Cannot get approved for any credit card
CreditCardForum

Replies: 11
Views: 5389

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:39 am   Subject: Cannot get approved for any credit card
The Capital One secured card mentioned above isn't bad, but there are quite a few secured cards on the market. I've heard from many who have had success by going to their current bank. For example, if ...
  Topic: Best credit card for airline miles?
CreditCardForum

Replies: 6
Views: 6610

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:36 am   Subject: Best credit card for airline miles?
I'm curious to see what everyone thinks is the current best credit card for airline miles on the market. Does anyone have a favorite? If so, why is it your favorite?
  Topic: Low APR cards?
CreditCardForum

Replies: 6
Views: 8122

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:33 am   Subject: Low APR cards?
Well the original poster wrote this quite some time ago, but it's funny to look back. These days there are no such thing as low APR cards in this post-recession era. Maybe that will change someday but ...
  Topic: credit card late fees
CreditCardForum

Replies: 15
Views: 7684

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:31 am   Subject: credit card late fees
Fortunately since the Credit Card Reform wen into effect, the rules are much more in favor of the consumer. No longer can they charge whatever they want.
  Topic: Renegotiating a 30-year fixed mortgage
CreditCardForum

Replies: 9
Views: 4264

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:29 am   Subject: Renegotiating a 30-year fixed mortgage
I'm not an expert on this, but I don't think it's possible to re-negotiate a fixed rate unless you are using one of the government programs to do so.
  Topic: Credit Card: Flyer miles vs Cash Back
CreditCardForum

Replies: 8
Views: 13183

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:27 am   Subject: Credit Card: Flyer miles vs Cash Back
When you do the math you will find that a lot of times the airline miles are only equaling out to be around a 1% rebate on your spending (you can find this by comparing how many miles it costs for a t ...
  Topic: I thought 700 was an okay score?
CreditCardForum

Replies: 6
Views: 3588

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:25 am   Subject: I thought 700 was an okay score?
I wouldn't say 700 is a good score. Even before the recession, a 700 wasn't high enough to qualify you for most Discover and AmEx cards.

In normal times I would say anything above a 725 is good bu ...
  Topic: Why do people prefer to use credit cards instead of debit ca
CreditCardForum

Replies: 35
Views: 23214

Post image iconForum: Credit & Loans   Posted: Sun Sep 26, 2010 9:22 am   Subject: Why do people prefer to use credit cards instead of debit ca
There are a lot of great points here and valid arguments for both sides.

As far as credit cards go, in my opinion if you can use them responsibly and pay them off in full each month (avoiding all i ...
  Topic: Money making ideas for girls raising money for our church?
CreditCardForum

Replies: 9
Views: 10538

Post image iconForum: The Green Room   Posted: Sun Sep 26, 2010 8:57 am   Subject: Money making ideas for girls raising money for our church?
I like the raking leaves idea. I would say try and come up with things that are service oriented like that (so you are getting something back for giving). I think people are more inclined to give, whe ...
  Topic: Spain's Credit Rating
CreditCardForum

Replies: 4
Views: 1336

Post image iconForum: The Green Room   Posted: Sun Sep 26, 2010 8:55 am   Subject: Spain's Credit Rating
Spain may very well be the next Greece. Take a look at their national debt compared to their GDP... it's so high it actually makes the US debt problem look like nothing! Razz
  Topic: Raise?
CreditCardForum

Replies: 13
Views: 5099

Post image iconForum: The Green Room   Posted: Sun Sep 26, 2010 8:53 am   Subject: Raise?
Watch out, some companies will basically get away with whatever they can... by that I mean they will not give you a raise unless you ask and are somewhat firm on it. I have a friend that just got laid ...
  Topic: What are the sales tax laws on an online business?
CreditCardForum

Replies: 2
Views: 17117

Post image iconForum: Taxes   Posted: Sun Sep 26, 2010 8:49 am   Subject: What are the sales tax laws on an online business?
I would check with a licensed tax professional. The state of California is pretty aggressive when it comes to taxing online businesses. At our office in Los Angeles we have to pay taxes on revenue eve ...
  Topic: How can I use home biz to increase takehome pay?
CreditCardForum

Replies: 7
Views: 2250

Post image iconForum: Taxes   Posted: Sun Sep 26, 2010 8:45 am   Subject: How can I use home biz to increase takehome pay?
Something else to keep in mind that if you do this, make sure your write-offs for your business are allowed. Some people try and get away with milking their side business for all they can by writing o ...
 
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