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  Topic: Article on collection
AlFromLA

Replies: 3
Views: 1511

Post image iconForum: Personal Finance   Posted: Wed Jul 07, 2010 9:38 pm   Subject: Article on collection
I came across an article on collections and creditors and lenders. Basically if lenders are collecting their own debt, they will not be a subject to FDCPA rules but if have a collection agency to coll ...
  Topic: Payday Loans Officially Illegal in Arizona
AlFromLA

Replies: 23
Views: 41821

Post image iconForum: Credit & Loans   Posted: Fri Jun 11, 2010 5:15 pm   Subject: Payday Loans Officially Illegal in Arizona
Ya, I've heard those arguments before and they're pretty weak. Most of these loans are made to people who don't really need them, but they're not given that advice. "At times the only options" are s ...
  Topic: Should We Pay Off Loan And Increase Mortgage Payments.
AlFromLA

Replies: 9
Views: 3311

Post image iconForum: Credit & Loans   Posted: Thu Jun 10, 2010 10:51 pm   Subject: Should We Pay Off Loan And Increase Mortgage Payments.
I would focus less on mortgage and secured debt and would focus on getting rid of unsecured debt first.
  Topic: Pay cash for new car?
AlFromLA

Replies: 16
Views: 9479

Post image iconForum: Credit & Loans   Posted: Thu Jun 10, 2010 10:50 pm   Subject: Pay cash for new car?
I agree 0 percent financing simply means they have calculated the finance charges in the car payment...

American cars tend to do that a lot just the beatify of American style finance & accounti ...
  Topic: Payday Loans Officially Illegal in Arizona
AlFromLA

Replies: 23
Views: 41821

Post image iconForum: Credit & Loans   Posted: Thu Jun 10, 2010 10:47 pm   Subject: Payday Loans Officially Illegal in Arizona
Payday loans are expensive but they are at times the only options for some of working class people specially in these economic times.

Banks aren't lending to those with even good credit so if you h ...
  Topic: Loans with instant approval
AlFromLA

Replies: 1
Views: 356

Post image iconForum: Spammer & Scammer Slammer   Posted: Thu Jun 10, 2010 10:43 pm   Subject: Loans with instant approval
Ok instant approval doesn't mean instant availability such [url removed]
  Topic: Cash Advance or Payday Loans in Canada?
AlFromLA

Replies: 7
Views: 1228

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:48 pm   Subject: Cash Advance or Payday Loans in Canada?
looks like you have found yourself three cash advance lenders...one says payday advance loans in house hour I wonder if that is really true.
  Topic: credit score if you close a store credit card
AlFromLA

Replies: 8
Views: 4965

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:22 pm   Subject: credit score if you close a store credit card
closing creditcards reduces your credit so yes it will hurt your credit.

There is no reason you should close a credit card. Just keep the balance 0. The only time I would close a credit card is th ...
  Topic: Debt Settlement Tips
AlFromLA

Replies: 25
Views: 15275

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:21 pm   Subject: Debt Settlement Tips
I have tried contacting creditcard companies myself but I haven't been very successful. If you can have a deb consolidation company, a lawyer, or someone who knows better how to deal with credit compa ...
  Topic: Establishing Credit
AlFromLA

Replies: 24
Views: 28380

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:17 pm   Subject: Establishing Credit
I would start with a department store card or something...buy something off those cards, pay them on time, and thats how you will establish credit
  Topic: debt consolidation?
AlFromLA

Replies: 37
Views: 50507

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:15 pm   Subject: debt consolidation?
a lot of debt consolidation companies work for the same credit card companies you owe money to so trusting them is not to your best advantage.
i would do extensive amount of research before you cons ...
  Topic: Payday Loans Officially Illegal in Arizona
AlFromLA

Replies: 23
Views: 41821

Post image iconForum: Credit & Loans   Posted: Wed Jun 09, 2010 11:07 pm   Subject: Payday Loans Officially Illegal in Arizona
If you live in Arizona and occasionally take payday loans, end of this month will be the last day you can take a payday loan.

All payday loan stores have been ordered to either close or change busi ...
  Topic: Online Payroll Services
AlFromLA

Replies: 17
Views: 5553

Post image iconForum: Money Watch   Posted: Thu Mar 25, 2010 12:58 am   Subject: Online Payroll Services
whats wrong with adp payroll services?
  Topic: Guaranteed 18% return on your money
AlFromLA

Replies: 4
Views: 2911

Post image iconForum: Earning & Income   Posted: Tue Mar 16, 2010 4:20 pm   Subject: Guaranteed 18% return on your money
what do you think of investing in overseas banks? Some banks in Asia and middle east are offering 20-30% annual interest rates...what do you think of such investments?
  Topic: Filing your own taxes.
AlFromLA

Replies: 15
Views: 5394

Post image iconForum: Taxes   Posted: Tue Mar 16, 2010 12:56 am   Subject: Filing your own taxes.
i am a pretty saavy financial guy but i never do my own taxes rather than let my accountant to do it...if he misses up and I end up owing more to IRS, he will pay
 
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