| New Fed Employee- Need Advice |
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stretchca
New Poster
Cash: $ 0.50
Posts: 2
Joined: 16 Jul 2006
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| New Fed Employee- Need Advice |
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I just started working for the government. I have 20 years probably to retirement - any suggestion on how to distribute my TSP investments?
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Sun Jul 16, 2006 4:07 pm |
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pandashark
Preferred Member
Cash: $ 25.95
Posts: 128
Joined: 28 Jun 2005
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how involved do you want to be? It's hard to just make a blanket recommendation, but if you use one of the L funds (the one closest to the year you will retire), that is a relatively diversified and hands-off management plan for your TSP. I think they tend to stay on the conservative side, but that isn't the worst thing.
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Tue Jul 25, 2006 3:49 pm |
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bretdelman
New Member
Cash: $ 1.45
Posts: 6
Joined: 11 Oct 2006
Location: saint joseph missouri
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| put your money in the C fund |
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I been in C fund with Stocks and I been in
it continueous for 20 years. It might loose
some years but makes it back later with
fairly low risk for a 20 year period. I'm Del 
Get up on top or go down LOL
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Mon Oct 30, 2006 12:05 am |
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Divot
Member
Cash: $ 4.10
Posts: 20
Joined: 28 May 2007
Location: Phoenix, AZ
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| TSP Allocations |
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Stretch, with 20 years until retirement, you can allocate your money in any of the funds. With that much time until retirement, you have a huge advantage of time and don't have to stress about every market wiggle. Be aggressive, time is on your side!
If you feel like actively managing your TSP account, the nice thing is that transferring between the funds doesn't cost you anything. You can transfer as often as you feel like it without penalty. There are plenty of websites out there with advice on allocations and market conditions. Good luck!
- Divot
http://tsptrader.blogspot.com
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Mon May 28, 2007 10:53 pm |
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Case-Face
Full Member
Cash: $ 0.35
Posts: 75
Joined: 21 May 2007
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| retirement |
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I think I should work for the govt. and retire in 20 years! Divot is right.
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Fri Jul 20, 2007 2:12 pm |
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