| My wife is uncontrollable I need options. |
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danielh
First Time Poster
Cash: $ 0.25
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Joined: 04 Oct 2010
Location: Colorado
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| My wife is uncontrollable I need options. |
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So here is the scenario:
My wife thinks that it is fine to swipe her card between 3 and 7 times per day spending about $200 to $300 per week on random junk that we do not need. We only make about 2000 a month ( I am a disabled veteran on the GI Bill Going to school and she works part time). This spending of hers is sinking us and I can stop her. What can I do to control this? I am hoping to find an account that can not be over-drafted. I just want her to get declined when there is insufficient funds. This way I can transfer a set amount in and when it is gone it is gone. Her having access to our bank accounts that I use to pay bills is making her feel like she has the same amount of money that we used to have when I was in the military and that is just not the case and will not be for a while. If anyone out there has any advise or solutions that I can apply to my situation I would greatly appreciate it. I have tried talking to her, I have read countless books about getting on the same page financially with your spouse and nothing in any of them has worked for longer than a week. Thanks for reading and thanks for help in advance.
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Mon Oct 04, 2010 3:11 am |
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iwillguide
Senior Member
Cash: $ 41.20
Posts: 205
Joined: 09 Jun 2009
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| help |
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There is lot of difference between woman and man, the difference of mind or psychology.Unfortunately the whole market is for women so it is hard to avoid them to buy all the junk and ask them to save,My advise is why do not you try to make some extra cash?if you feel your income is not enough.just try to do some thing that give extra cash in your possibilities even it is not hard if you disable.
loan places | loans near me |payday loans near me
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Mon Oct 04, 2010 9:47 am |
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C9Consulting
Full Member
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Joined: 15 Jan 2010
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I've heard of this happening before. The only thing I can think of is behavior modification solutions. Things like the one the person said above me (however, I'm not sure about separated bank accounts).
Ever heard of Dave Ramsey? His financial advice is usually based on behavioral personal finance.
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Tue Oct 05, 2010 8:36 pm |
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littleroc02us
Moderator
Cash: $ 384.35
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Joined: 09 Feb 2009
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This isn't a technical issue, this is a marraige breakdown. When a spouse no longer listens to the needs of the other, I would seek counseling. To me from the outside it looks as though she doesn't respect you. I would discuss the consequences of her actions if this continues.
Risk comes from not knowing what you're doing. (Warren Buffet)
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Thu Oct 14, 2010 4:49 pm |
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CaliChristian
Full Member
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Joined: 29 Jul 2010
Location: California
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Sorry to hear about your problem. This unfortunately is causing you martial issues, and I hope you two can work it out. I would suggest going to therapy to try and find to root of the issue. There may be things she is not telling you and vice versa that can be causing some of your issues.
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Thu Oct 14, 2010 7:47 pm |
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Adria.John
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Location: UK
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Many people face such problems. The best solution can be only to talk and work out things mutually.
Loan Expert!
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Sat Oct 23, 2010 10:13 am |
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GotCommonCents
Contributing Member
Cash: $ 6.20
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Joined: 29 Mar 2011
Location: North Carolina
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As others have said, this is a marriage issue. The money problem is just a symptom. Please seek counseling.
Also, do not separate your finances. This will only worsen the marriage issue. Ignoring the symptom will not fix the problem.
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Wed Mar 30, 2011 2:22 pm |
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eastmn
Senior Member
Cash: $ 85.80
Posts: 414
Joined: 04 Apr 2010
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Put her on a budget, with a Pre-Paid Credit Card.
https://www.walmartmoneycard.com/walmart
EDIT: I'm now thinking that this thread might be spam
(bait/switch). Admin/Moderator needs to show the
IP ADDRESS on every post, so that we can make the call.
Last edited by eastmn on Sat Apr 09, 2011 6:40 am; edited 5 times in total |
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Sat Apr 09, 2011 4:54 am |
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Getwealth
New Member
Cash: $ 1.00
Posts: 5
Joined: 04 Apr 2011
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| slippery slope |
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You're heading down a slippery slope. Check out DaveRamsey.com. I'll agree that this is as much a communication/marriage issue as a banking issue.
Ideas:
Cut up the credit cards.
Get separate accounts.
Agree in writing that if either of you wants something that costs more than $20, you ask the other first.
Prepaid credit card.
Marriage counseling.
Good luck!
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Sat Apr 09, 2011 5:12 am |
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eastmn
Senior Member
Cash: $ 85.80
Posts: 414
Joined: 04 Apr 2010
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I like the separate accounts idea. It tickled me pink
when my sister did that to her hubby. Brick wall.
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Sat Apr 09, 2011 5:58 am |
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eastmn
Senior Member
Cash: $ 85.80
Posts: 414
Joined: 04 Apr 2010
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Coaster,
Thanks for being on top of things here. I've never used
a signature or posted ads. I did change usernames,
(privacy issue).
It's hard to get comfortable with all of these signature
ads. Never occurs to me until after I post 
B
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Sat Apr 09, 2011 6:39 am |
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kate032
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Joined: 25 Feb 2011
Location: Michigan
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This thread is several months old, but if the poster is still reading, I agree with those who say that the situation really goes beyond financial. Your wife has a serious problem that is affecting you both. In the meantime, I hope you have established a separate account in your name only for your checks to be deposited in.
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Sun Apr 10, 2011 12:23 am |
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