| Request critique of universal health insurance plan |
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Zector
Full Member
Cash: $ 12.60
Posts: 61
Joined: 17 Feb 2009
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You have put a lot of thought into this coaster!
I have to ask, why not do away with health insurance company’s completely? Have every working person pay a set % on income for complete healthcare. This would include everything from teeth to boo-boo's and a fair price on drugs, or necessity drugs free, but not stuff like botox or face lift.
The government could then limit the mark up on drugs that are needed, and be able to create a lot of jobs in the new system. Insurance companies could exist for other things like being wrinkle free.
UK and France have excellent health care, and even Cuba has some top notch health care that is open even to tourists. Ever watch Sicko?
I do believe heath care should be a right, and the big companies stop making crazy amounts while injured people are turned away from hospitals. But your way would allow for a transition from private to public healthcare without rioting.
I do think that basic dental and eye care should be a basic coverage item. As well all of this should be a federally controlled item only with no local or state intervention. I have seen some drastic differences in provincial healthcare in Canada, and people from certain provinces have a totally different level of health care, and can be on the hook for fees if traveling out of province that would be *covered* by healthcare, but not paid completely by other provinces.
Are you a lawyer by any chance? All of your posts are very well done, and you know your stuff (hence the god-admin status i guess).
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Wed Apr 01, 2009 8:23 pm |
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danielcraigsuper
New Member
Cash: $ 1.20
Posts: 6
Joined: 25 Jun 2011
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I had a continued altercation with a person who was a health-insurance underwriter, and the sense I got is that in a two-tier system, private insurance companies would prefer to underwriter capped benefits, because they are uncomfortable with "unlimited risk." So they'd be better at pricing premiums competitively if the government takes the risk for the adverse claims.
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Sat Jun 25, 2011 10:25 pm |
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