eversun
Contributing Member
Cash: $ 6.25
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Joined: 31 Mar 2006
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| A newbie's problem |
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I never got a credit card while I was in college. Now that I've graduated, what's the best way to get one?
Thanks in advance....
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Thu Apr 27, 2006 3:34 pm |
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Kiaser
Senior Member
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Joined: 12 Apr 2006
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| Re: A newbie's problem |
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quote:
Originally posted by eversun
I never got a credit card while I was in college. Now that I've graduated, what's the best way to get one?
Thanks in advance....
Try your bank, usually they'll give you offers over the phone or at the bank counter when you are checking your balance or depositing.
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Thu Apr 27, 2006 3:40 pm |
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Rolo
Yo' Daddy
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Location: Colorado/Florida
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Start with department store cards. Don't let anyone talk you into carrying a balance/paying interest "to establish credit history". Use the card, pay the bill.
"Expect me when you see me."
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Fri Apr 28, 2006 1:51 am |
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Kirks
Contributing Member
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Like stated before the best way is through your bank. Thats how I first got my mine as nobody else was willing to offer me one
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Thu May 04, 2006 6:17 pm |
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mbd
Member
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Location: Rogers, AR
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Get the best deal you can get, don't be taken in by "introductory" (teaser) rates.
A second consideration is the establishment and maintenance of your credit rating. One factor is account age, so it makes sense to pick a card/bank that tends to offer reasonable rates over the long run, because you are more likely to keep it for a long time.
Oh yeah, and just because you have a credit card, you don't have to use it. Be reasonable about debt.
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Sun May 07, 2006 6:14 am |
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Greer
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Location: Gold Coast
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If you have been with a particular bank for a number of years then trhey will be more likely to offer you one than anyone else so I would advise going to them and ask them what they can offer you.
Seeing as you are a first time credit card holder I would advise the lowest interest rate and interet free days as possible.
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Thu Dec 10, 2009 3:42 am |
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