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Money, Matter, and More Musings



Musings of a Graduate Student on Money and Personal Finance Matters


Need For Internet Income Regulations Reform

I won’t go in to the details of what prompted this topic since it might get a little too bitter for my own taste, but there is a serious need for reforms in the way the government looks at internet income.

To put it in a concise way, I am regretting that this blog ever made any money at all.

There is only one piece of advertisement remaining on this blog, but I am positively sure that after a few months/years of unsuccessfully negotiating with the organization involved, the issue will remain successfully unresolved (for the lack of any clear guidelines to either party) and the money will be eventually donated to charity …or something of the sort.

Then, I heard someone say something about how there are stupid laws and stuff. On that I have only one thing to say - laws are only as stupid as the people who make them.

Anyways, the point is that there is a need to take a second look at internet income regulations. ...




Lifestyle Deflation

Finally, it’s time to implement what I have been talking about on my blog over the last year or so - it’s time to address lifestyle inflation!

The first salary after getting a job is always a tempting  excuse to indulge in a shopping spree. Plus, a new unfurnished apartment cries desperately for a several-hundred-dollars expenditure on furniture/bed/accessories.

However, with great restraint, I have finally managed to convince myself back into a sleeping bag. :) I have had some good (and prolonged) experience with sleeping bags, so I don’t mind it.

Also, most other things were acquired at much lower costs than what I had imagined ...




The Stupid Passport Photo Ripoff

I don’t know what to call this passport photo business, so I am just going to stick with “stupid ripoff” for now.

During the weekend, we went into a CVS Pharmacy Photo Center to get some passport/ID photos. We wanted a specific size (as they say “from chin to crown”), so we asked the dude who was attending the photo center whether he can adjust the size. Pat came his reply “No, we just print the standard 2″ by 2″ photo and we can’t adjust any proportions“.

I asked him “But, don’t you have a software where you center the face in the photograph and mark the upper and lower boundaries for the face? All we have to do is to adjust those boundaries and then we can cut the photographs to the size we want - and approximately in the proportion we want“. He didn’t seem too impressed with the knowledge and insisted that he won’t do anything other than the standard 2″ ...




“The People’s Car”: The $2500 Tata Nano

I thought this was pretty interesting.

Tata Motors, India’s largest automobile company, unveiled the world’s cheapest car today - according to a press release on the company’s website. This brand new two-cylinder vehicle is priced at INR (Indian Rupee) 100,000 equivalent to $2549 US dollars.

tata nano exterior

tata nano interior




Coming Back To Life

Lost in thought and lost in time
While the seeds of life and the seeds of change were planted
Outside the rain fell dark and slow
While I pondered on this dangerous but irresistible pastime
I took a heavenly ride through our silence
I knew the moment had arrived
For killing the past and coming back to life

I took a heavenly ride through our silence
I knew the waiting had begun
And headed straight..into the shining sun

- Coming Back to Life - Pink Floyd (The Division Bell) (video)

I don’t know why, but I feel sort of connected with that song about now.

After 6.5 years of considerable efforts (not always successful) and some really bold and unconventional ...




Bought A Brand New Honda Civic

There are so many things happening in our lives right now that I don’t really have the time (or the patience) to elaborate on all of them.  However, I just wanted to post a few words to say that I am still alive!

Here is the latest development. After a few days of research into various compact cars, we finally went ahead and bought a 2008 Honda Civic for ourselves.

2008 honda civic

Long-time readers of this blog will remember that we purchased a 2005 Toyota Corolla less than 6 months ago.

Obviously, a lot has happened since then to warrant the purchase of the new Honda.

Astute readers will quickly draw conclusions based on


Ah Ha! The Value Of An Asset Is Better Appreciated When You Lose It

This is rather obvious, but not much appreciated in day-to-day life, so I thought of giving it a shout-out.

Over the last couple of months, I have been in the process of eagerly seeking a change in my current graduate student lifestyle. A part of this change, would come in the form of a real-life job in an industry. Those who have been following this blog since the beginning are probably aware of the fact that I have been studying towards my PhD - and wasn’t all too happy about the way things have been going for a long time. Finally, sometime in the last couple of months, I bought an artificial backbone from Dogbert at an enormous price ( ;) ) and that has given me the necessary courage to create my own destiny instead of relying on some general-purpose ignorant idiots. Looking for a job at ...




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