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Quick summary, I’m stopped at a red light getting ready to go. An old lady slams into the back of my car even before I get a chance to get my foot off the break. It’s the middle of the night, and she didn’t even have on her lights. It’s me and my daughter in the car, and I am pregnant. I go to the hospital, not in an ambulance, my husband drove me in his own car. Which I guess was a mistake. We get to the hospital and go to triage. They can’t find the baby’s heart beat. They sit us for waiting room for 2 hours while we think our unborn child is dead. They finally bring us in and check for the heart beat and find it. They do some test, but do not do an ultra sound. And I never actually see a doctor just a Nurse Practitioner, which turns out is another mistake. After the hospital I go to the orthopedic. He can’t do anything because I’m pregnant. He gives me a neck brace recommend a chiropractor, which is another mistake or so I hear. I loose my job because I am part time 25 ...

Hi! I am hoping someone can help me on this! I was involved in an accident on Dec. 1 07. I was rearended by a Hummer going approx 45 mph. My minivan had approx 11,500 in damage (it is a custom 07 Sienna) and I had a rental car for 12 weeks. After the accident, I had to take my 4 kids (ages 6,4, 2, 6 mths) to the er and then one to the pediatrician 4 days later. Two were treated with whiplash and had chiro for about 5 months. Medical bills totaled 2950. Lost wages to take the kids were approx 680, diminished value on my vehicle is about 4K. They also didn't pay the car rental bill for 6 weeks and it was charged to me so I paid an over the limit fee and lost my 0% promotional rate due to default (even though the charge has been reversed.) The insurance company offered me a settlement of 2,150 and then they were going to pay the 1500 of chiro (there is a lein and that is included in the 2950) I told them I was looking for around 16300 (four times medical bills, 4K in diminished value, ...

we have a tree trimming business and want a quote on how much insurance would be for a yr

Hi There, I was wondering what would happen if a driver, who had an expired liscence, got into an accident. (In California) Would insurance cover the driver if it is not his/her fault? If it was his/her fault? Would they be personally liable for any injuries of the other driver? What if the other driver sued them? I suspect someone in my family is driving with an expired liscence, and I am trying to do as much research into this as possible, to present to them exactly why they shouldn't be doing this. Thanks for your help!

Ever noticed that big beautiful black lab in the back of the pickup next to you in traffic? Did you ever wonder what would happen to the dog if suddenly the driver had to slam on his brakes? Statistics show that out of the over 70 Million dog owners in the U. S., approximately one third of them drive with their dog in or on the vehicle. Auto insurance companies are beginning to realize this and companies, like Progressive, have added a andquot;Pet Injuryandquot; benefit to the Collision coverage in an auto insurance policy. Do you know anyone who has purchased andquot;Pet Injuryandquot; coverage and what do you think about it? Maze

Hello, I understand that if I file a claim for the damage a storm did to my vehicle, and there is a loss, the insurance company (as long as I have comp coverage) will issue a claims check. And if the vehicle's title is held by a bank, the check will likely include ME AND TEH LIENHOLDER, or ME AND THE BODYSHOP. Well...what if they issued the check in my name ONLY? Here are my questions: 1. If I decide to cash the check and use it entirely to pay down my loan balance, could this come back to bite me? 2. If I used this check for a family emergency, or really anything BESIDES the damage of the vehicle, could this come back to bite me somehow? 3. Are there any risks in using the claims check NOT for what it was issued for?

I went to emergency room, and I was billed for 850.00 I did not have medical ins.

Can you apply for non owner auto insurance if you are 18 years of age trying to obtain a drivers license? The vehicle that will be used will be one of the parent or sibling car not my own.

My sister was involved in an auto accident almost 2 weeks ago. She was hit from behind by a NJ guy who was following too closely. He received a citation in the accident. My sister has just found out that her car was a total loss. Now what does she do? She owes about $14,000 on the car and it was only 2 years old. Help!!! I need some advice. Neither of us have ever been through this type of issue before.

Hi all, I accidentally wrecked my best friend's car (front bumper, side door, etc)... his insurance covers fully the vehicle (it is a new car) and my question is - if his insurance pays for the body shop work - is his rate going to go up since I was the driver?! I cant do that to him ... I am in Southeast Virginia ... Thanks for your answers in advance, J.W.