Frugal Fair

Does anybody have any tips for underemployed people to reduce typical
expenses, such as groceries, household, transportation, grooming, etc?
If so, could you please share?

After the wedding bells stop ringing and the bills for the dress,
flowers, photographer and honeymoon arrive, many newlyweds find their
physical and emotional compatibility may be trumped by their financial
incompatibility.
Money is a major sticking point in many new marriages and the number
one cause of divorce and marital fighting. However, it doesn't need to

The sooner you get your money back from the IRS, the better, so start
now. Get your taxes done faster and more accurately with these seven
strategies from Jeff Schnepper, author of the best-selling "How to Pay
Zero Taxes" and a tax expert for MSN Money.
1. Get started
The first step is the hardest. Stop thinking about it and get moving.

Sweet, trusting, kind. These are three words most people use to
describe their aging parents or grandparents. But unfortunately, a
growing number of people are adding the word "victim" to the list.
According to the U.S. Department of Justice's Bureau of Justice
Statistics, each year, tens of thousands of senior citizens are

Identity theft and fraud cost consumers and businesses nearly $53
billion in 2004, according to a report commissioned by the Better
Business Bureau. The average victim of identity theft spends about 28
hours resolving the damage the crime inflicted on their credit, the
study shows.
The good news is statistics also show that conducting transactions

One of the biggest challenges college-bound seniors face is how to pay
for school. Applying for scholarships should be one of the first steps
in their search. However, scholarship myths continue to flourish and
need to be dispelled.
* Myth #1: Billions of scholarship dollars go unclaimed.
In reality, the number of unused scholarships is minuscule.

Results from a recent survey indicate that 32 percent of Americans give
themselves a perfect 10 in debt management. Thirty-four percent say
having a budget and sticking to it is the tool they most likely would
use to reduce debt.
While these findings confirm that many Americans have a good handle on

If improving your home's curb appeal tops your list of projects to do
around the house, take note: creating curb appeal doesn't have to be
extensive or expensive.
For instance, replacing old, worn-out garage doors with something
dressier like a carriage-house style door can change the look of a
home, almost more than any other improvement to the exterior --

There's a saying: "Ask and you shall receive." That's true about a lot
of things in life, including saving money on auto insurance.
The premium you're charged can vary dramatically depending on the
coverage you request; the kind of car you drive and your driving
record. You may not realize it, but there may be discounts that you are