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Creditimes features an easy way to compare and apply for credit card offers online. With over 100 credit card applications to choose from, finding the best credit card is a simple task. Some of the credit card categories that creditimes offers are business credit cards, student credit cards, rewards credit cards, cash back credit cards and travel credit cards.
You will find the lowest rates on credit cards, and you can see on the left panel that you can choose from more low rate credit cards like 0% balance transfer credit cards, 0% intro APR credit cards, and cashback credit cards. We make it easy to compare credit card offers by placing all the fine print right below the description of the credit card, so you know exactly what interest rates to expect, and any annual fees.
Our best credit card offers, with the lowest interest rates, are from Citibank, Bank of America, American Express, and Discover. Our best business credit cards are issued by Advanta, and American Express OPEN(SM).
Students can also apply for a credit card here. We feature an entire section on student credit cards, with offers from Discover, Citibank, and Bank of America.
The most popular credit card that consumers are looking for, are cash back credit cards. The reason consumers like to apply for cash back credit cards is because you are not limited to using Airline Miles specifically for a credit card, or points specifically for some sort of retail merchants. You get cash back, which you can spend it any way you choose.
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 0% |
up to 12 Months |
BT |
as low as 9.74% |
None |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
Best Credit Card to Pay your Taxes with
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 0% |
up to 12 Months |
P |
as low as 9.99% |
none |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 0% |
up to 12 Months |
BT |
as low as 9.74% |
None |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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Earn miles 25% faster than regular miles cards.
Your Next Vacation Is Even Closer With Our Most Popular Rewards Card.
Earn miles on purchases and redeem them for flights on any airline, with no seat restrictions. Fly anytime you want, including holidays. For customers with excellent credit
- 9.9% APR on purchases and balance transfers
- Earn 1.25 miles for each dollar spent on purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 0% |
until October 2009 |
P |
9.9% (V) |
none |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 0% |
6 Months |
BT / P |
10.99% |
none |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Apply Now!
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| Intro APR |
Intro Term |
Intro Applies To |
APR after Intro |
Annual Fee |
Notes |
| 3.9% |
up to 12 Months |
BT / P |
10.99% |
none |
n/a |
For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance
About Creditimes
We research the credit card companies, and offer you the best credit card applications, and find credit cards that suit your needs. Whether you're looking for a 0% APR credit card, or a card that gives you cash back. Creditimes has the right credit card for you. Many of our credit cards are immediate decision credit cards, which means you can get instant approval on your credit card application.
We don't stop at credit card applications. Rebuilding your credit and monitoring your credit report are as important to us as it is to you. Having bad credit happens to all types of people, many times through no fault of their own. Maybe unexpected medical bills or hardship caused damage to your credit report. We have the tools and information to help you get your credit scores up.
Identity theft is the fastest growing crime in the United States. Here at creditimes, we have great credit monitoring programs, that update you immediately with changes to your credit report. Inquiries, changes in balances etc are sent to you in alerts such as email alerts or sms alerts on your cell phone.
Featured Card of the Month |
 Blue Cash from American Express
- Up to 5% Cash Back with Unlimited
Cash Rewards
- Earn unlimited cash back
- 0% Intro APR for 6 months
- Low Balance Transfer rate - 4.99% fixed APR for the
life of the balance
- No Annual Fee
Apply Now!
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| Did you know that your credit score affects your interest rate? If you see a credit card offer with an APR range of 9% - 15%, that means your interest rate will be based on your credit score. The higher your credit score the lower your interest rate! |
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